Question: I am 20 with a newborn. I am not getting much help with the care of my son, and my son’s dad does not have any benefits that he can add to our son, too. I work from home and go into the office when needed; though I get medical care for my son and me, I do not have dental benefits either. Getting dental insurance is new to me since I only gave it a little thought once my son was born. He is not teething yet, but I would like to get something in place for him and me both to use. What are my dental insurance options? I am trying to keep the cost low, so please advise.

Reply: I completely understand your concern about finding a dental plan that covers your child under five. However, I assure you that dental insurance benefits both you and your child.  

When finding an affordable dental insurance plan for you and your child, a dental HMO insurance plan is the best option. The cost of an HMO insurance plan for couples (you and your son) is generally in the range of $13.00 to $30.00. However, with HMO plans, you need to choose a plan provider. Therefore, it is crucial to call the providers and confirm that they provide dental care services for children under five. Confirming will allow you to choose a provider who specializes in child dental care and can address your child’s specific needs.

Another option we offer is a dental PPO. PPO plans are good because they allow you to choose your preferred dental provider, but they are generally a more expensive insurance option. However, certain PPO plans have a low yearly maximum limitation, such as $1000.00 per person. This could be a good option for you if you are looking for a plan that gives you more flexibility in choosing your provider without breaking the bank.

It’s also important to note that regular checkups are crucial for maintaining good dental health. Hopefully, you won’t need more extensive dental care services. Therefore, I highly recommend taking your child in for regular checkups to keep their teeth healthy and catch any potential dental issues early on.

Tips for Finding a Dental Provider that Specializes in Child Dental Care

Finding a dental provider who specializes in child dental care can be a little overwhelming, but it’s essential to find a provider who can address your child’s specific dental needs. One way to find a dental provider is to ask for referrals from your pediatrician. Pediatricians often work with dental providers who specialize in children’s dental care. You can also request referrals from friends, family, or colleagues with children. 

Another way to find a pediatric dentist is to check with your dental insurance provider. Most insurance providers have a list of in-network pediatric dentists. You can also visit the provider’s website for pediatric dentistry or children’s dental care information.

When choosing a dental provider, it’s essential to consider some factors, such as the provider’s experience, location, and cost. You can also check online reviews and ratings from other parents who have taken their children to the provider. This will give you an idea of the provider’s quality of service and patient satisfaction.

It’s also important to note that not all dental providers specializing in child dental care are equal. Some may have a more kid-friendly environment, while others may use child-friendly language and techniques to put your child at ease. Therefore, taking your child to a provider who makes them feel comfortable and at ease during the dental visit is crucial.

In summary, finding a dental provider specializing in child dental care requires research, referrals, and careful consideration. By finding a qualified provider, you can ensure that your child receives the best dental care possible.

Importance of Baby’s First Dental Visit: When and Why to Take Your Child to the Dentist

Many parents wonder when their child should see a dentist for the first time when it comes to dental care for babies. According to the American Academy of Pediatric Dentistry, a baby’s first dental visit should occur within six months after the first tooth appears or no later than the child’s first birthday.

The first dental visit is essential because it allows the dentist to examine the baby’s teeth and gums, check for any signs of tooth decay or other dental problems, and guide how to properly care for the baby’s teeth.

During the first dental visit, the dentist will also educate the parents on caring for the baby’s teeth and gums, including brushing and flossing techniques, a healthy diet, and ways to prevent tooth decay. They will also answer any parents’ questions about the baby’s dental health.

Some parents may wonder why their baby needs to go to the dentist at such a young age, especially if their baby has only a few teeth or none at all. However, dental problems can occur at any age, and early detection and treatment can prevent more significant issues.

Additionally, the first dental visit is an excellent opportunity for parents to establish relationships with the dentist and dental staff. This can help reduce any anxiety or fear the child may have about going to the dentist in the future.

In summary, it is recommended that babies see a dentist for the first time within six months of the first tooth appearing or no later than the child’s first birthday. This early dental visit is crucial for ensuring the baby’s dental health and providing parents with guidance and education on properly caring for their child’s teeth and gums.

Affordable and Comprehensive Dental Insurance Plans for Your Family at

At, we understand the importance of finding the right dental insurance plan that fits your monthly budget. With over 100+ plans, we offer various options for individual and family dental insurance and dental discount plans. Our plans are available throughout all 50 states, so you can rest assured knowing that we have you and your family covered.

We take pride in offering affordable dental insurance plans that provide quality coverage. Many of our plans offer a cheap price yet still provide access to the best dental providers in your area. We also offer supplemental dental insurance plans to help offset your dental and family expenses, ensuring you and your family receive the best dental care possible without breaking the bank.

We specifically designed our dental insurance plans to meet your dental needs and budget. We understand the importance of maintaining good dental health, and our plans provide you with the coverage you need to achieve this. Our plans cover routine checkups, cleanings, preventative care, and more extensive dental procedures such as fillings, root canals, and crowns.

At, we strive to provide you with the most comprehensive and affordable dental insurance plans available. We understand that navigating the world of dental insurance can be overwhelming, so we offer personalized assistance to help you find the plan that best suits your needs. Everyone deserves access to quality dental care, and we are committed to ensuring that you and your family receive the best care possible.

We would be happy to provide you with a free dental insurance quote for the plan we offer in your area or answer any questions about dental insurance. Our member service line is available from 4 a.m. to 5 p.m. Call us at 310-534-3444, and we’ll gladly assist you.