Delta Dental is a leading dental coverage provider, offering exceptional service, an extensive choice of dentists, and substantial claims savings to over 24 million enrollees. This dental carrier has been providing affordable coverage for decades, and its generosity has enabled over 750 volunteer dentists and 140 dental laboratories to contribute over $10 million in services for over 6,100 vulnerable individuals with seriously neglected dental problems.

Delta Dental is a recognized leader in improving oral health statewide. Its commitment to expanding access to care while preserving the widespread availability and affordability of dental benefits has earned it a reputation as one of the most trusted names in the dental insurance industry. Delta Dental has recognized that treating children’s dental needs has improved their health and self-esteem, and it offers solutions that expand access to care for children and adults alike.

In addition, Delta Dental plans collectively serve more than 54 million Americans, representing more than 90,000 groups. As California’s oldest and largest dental health carrier, Delta Dental covers nearly 20 million Californians, and its customer service staff speaks English and Spanish and has access to interpreters for many other languages. Delta Dental is the most significant dental plan system in the United States, with member companies serving over one-quarter of the estimated 165 million Americans with dental insurance.

Delta Dental’s roots go back to 1954 when dental service corporations in California, Oregon, and Washington were formed by dentists who recognized the need to increase access to oral health care. Since then, Delta Dental companies have actively engaged in many studies, grants, and partnerships with dental schools and community health organizations to improve access to professional dental care and research evidence-based dentistry and the efficacy of new benefit designs.

Overall, Delta Dental’s commitment to affordable dental coverage, extensive networks of providers, and dedication to improving oral health statewide and nationwide make it a top choice for those seeking quality dental insurance coverage.

Delta Dental offers two types of dental insurance options: Preferred Provider Organization (PPO) and Health Maintenance Organization (HMO). 

PPO plans offer a more extensive network of dentists, giving you more flexibility in choosing your dental care provider. With a PPO plan, you can visit any licensed dentist you prefer, but going to a dentist who participates in the Delta Dental PPO network can save you money on out-of-pocket expenses. The network dentists have agreed to lower service fees, so you often pay less for dental care. PPO plans also allow you to visit specialists without a referral from your primary care dentist.

On the other hand, HMO plans typically have lower monthly premiums and out-of-pocket costs than PPO plans. With an HMO plan, you choose a primary care dentist within the Delta Dental HMO network. Your primary care dentist will coordinate your dental care and refer you to a specialist within the network if needed. HMO plans usually have limited provider networks, so you may have fewer choices when selecting a dentist.

It’s worth noting that Delta Dental offers both PPO and HMO plans with varying levels of coverage, so it’s essential to review the details of each plan carefully to determine which is best for you. Factors to consider include:

  • Monthly premiums.
  • Deductibles.
  • Annual benefit maximums.
  • Coverage for preventive and restorative services.
  • Out-of-pocket costs for services both in and out of network.

Delta Dental’s PPO and HMO plans are flexible and affordable, allowing you to choose the dental coverage that best suits your needs and budget.