Archive for the ‘Medicare Card Replacement’ Category

Since January 1, 2024, Medicare drug coverage (Part D) has significantly improved, substantially benefiting many enrollees. One of the key changes is the introduction of the catastrophic coverage phase. Once your out-of-pocket drug costs reach $8,000, this phase kicks in, relieving you from co-payments and coinsurance for the rest of the calendar year. This provision effectively caps out-of-pocket costs at approximately $3,250 in 2024, according to KFF, providing a significant safety net for your healthcare budget.

Furthermore, the Part D Extra Help program, which is designed to assist with Part D plan costs, has been expanded. It will now be accessible to individuals with incomes up to 150% of the federal poverty level (FPL), up from the previous limit of 135% of the FPL. To check if you qualify, you can use the online tool on the Medicare website or contact your local Social Security office. This means that more people will now qualify for the program, potentially leading to significant cost savings. Those who qualify will have zero premium and deductible costs if they are enrolled in a benchmark plan. In 2024, California will have two benchmark plans accepting new enrollees. Additionally, prescription drug copays will be capped at $4.50 for generic drugs and $11.20 for brand-name drugs under these plans.

Furthermore, the new Medicare Prescription Drug Rebate Program will adjust coinsurance amounts for some Part B-covered drugs. This adjustment is made if the price of a prescription drug has increased higher than the rate of inflation. This measure is aimed at ensuring that you are not burdened with excessive costs due to inflation in drug prices.

As a reminder of the 2023 changes, the cost-sharing for insulin is capped at $35 for a one-month supply of each insulin product covered by Part D, and there is no deductible for it. This also applies to insulin used with traditional insulin pumps under Medicare Part B’s durable medical equipment benefit. Adult vaccines recommended by the Advisory Committee on Immunization Practices (ACIP), such as the flu vaccine and the shingles vaccine, will also be available at no cost.

To apply for the Part D Extra Help program, you can use the online tool on the Medicare website or contact your local Social Security office. The online tool on the Medicare website provides a convenient way to check if you qualify for the program. If you prefer direct assistance, contacting your local Social Security office can also help you determine your eligibility and guide you through the application process.

Question: I am 20 with a newborn. I am not getting much help with the care of my son, and my son’s dad does not have any benefits that he can add to our son, too. I work from home and go into the office when needed; though I get medical care for my son and me, I do not have dental benefits either. Getting dental insurance is new to me since I only gave it a little thought once my son was born. He is not teething yet, but I would like to get something in place for him and me both to use. What are my dental insurance options? I am trying to keep the cost low, so please advise.

Reply: I completely understand your concern about finding a dental plan that covers your child under five. However, I assure you that dental insurance benefits both you and your child.  

When finding an affordable dental insurance plan for you and your child, a dental HMO insurance plan is the best option. The cost of an HMO insurance plan for couples (you and your son) is generally in the range of $13.00 to $30.00. However, with HMO plans, you need to choose a plan provider. Therefore, it is crucial to call the providers and confirm that they provide dental care services for children under five. Confirming will allow you to choose a provider who specializes in child dental care and can address your child’s specific needs.

Another option we offer is a dental PPO. PPO plans are good because they allow you to choose your preferred dental provider, but they are generally a more expensive insurance option. However, certain PPO plans have a low yearly maximum limitation, such as $1000.00 per person. This could be a good option for you if you are looking for a plan that gives you more flexibility in choosing your provider without breaking the bank.

It’s also important to note that regular checkups are crucial for maintaining good dental health. Hopefully, you won’t need more extensive dental care services. Therefore, I highly recommend taking your child in for regular checkups to keep their teeth healthy and catch any potential dental issues early on.

Tips for Finding a Dental Provider that Specializes in Child Dental Care

Finding a dental provider who specializes in child dental care can be a little overwhelming, but it’s essential to find a provider who can address your child’s specific dental needs. One way to find a dental provider is to ask for referrals from your pediatrician. Pediatricians often work with dental providers who specialize in children’s dental care. You can also request referrals from friends, family, or colleagues with children. 

Another way to find a pediatric dentist is to check with your dental insurance provider. Most insurance providers have a list of in-network pediatric dentists. You can also visit the provider’s website for pediatric dentistry or children’s dental care information.

When choosing a dental provider, it’s essential to consider some factors, such as the provider’s experience, location, and cost. You can also check online reviews and ratings from other parents who have taken their children to the provider. This will give you an idea of the provider’s quality of service and patient satisfaction.

It’s also important to note that not all dental providers specializing in child dental care are equal. Some may have a more kid-friendly environment, while others may use child-friendly language and techniques to put your child at ease. Therefore, taking your child to a provider who makes them feel comfortable and at ease during the dental visit is crucial.

In summary, finding a dental provider specializing in child dental care requires research, referrals, and careful consideration. By finding a qualified provider, you can ensure that your child receives the best dental care possible.

Importance of Baby’s First Dental Visit: When and Why to Take Your Child to the Dentist

Many parents wonder when their child should see a dentist for the first time when it comes to dental care for babies. According to the American Academy of Pediatric Dentistry, a baby’s first dental visit should occur within six months after the first tooth appears or no later than the child’s first birthday.

The first dental visit is essential because it allows the dentist to examine the baby’s teeth and gums, check for any signs of tooth decay or other dental problems, and guide how to properly care for the baby’s teeth.

During the first dental visit, the dentist will also educate the parents on caring for the baby’s teeth and gums, including brushing and flossing techniques, a healthy diet, and ways to prevent tooth decay. They will also answer any parents’ questions about the baby’s dental health.

Some parents may wonder why their baby needs to go to the dentist at such a young age, especially if their baby has only a few teeth or none at all. However, dental problems can occur at any age, and early detection and treatment can prevent more significant issues.

Additionally, the first dental visit is an excellent opportunity for parents to establish relationships with the dentist and dental staff. This can help reduce any anxiety or fear the child may have about going to the dentist in the future.

In summary, it is recommended that babies see a dentist for the first time within six months of the first tooth appearing or no later than the child’s first birthday. This early dental visit is crucial for ensuring the baby’s dental health and providing parents with guidance and education on properly caring for their child’s teeth and gums.

Affordable and Comprehensive Dental Insurance Plans for Your Family at

At, we understand the importance of finding the right dental insurance plan that fits your monthly budget. With over 100+ plans, we offer various options for individual and family dental insurance and dental discount plans. Our plans are available throughout all 50 states, so you can rest assured knowing that we have you and your family covered.

We take pride in offering affordable dental insurance plans that provide quality coverage. Many of our plans offer a cheap price yet still provide access to the best dental providers in your area. We also offer supplemental dental insurance plans to help offset your dental and family expenses, ensuring you and your family receive the best dental care possible without breaking the bank.

We specifically designed our dental insurance plans to meet your dental needs and budget. We understand the importance of maintaining good dental health, and our plans provide you with the coverage you need to achieve this. Our plans cover routine checkups, cleanings, preventative care, and more extensive dental procedures such as fillings, root canals, and crowns.

At, we strive to provide you with the most comprehensive and affordable dental insurance plans available. We understand that navigating the world of dental insurance can be overwhelming, so we offer personalized assistance to help you find the plan that best suits your needs. Everyone deserves access to quality dental care, and we are committed to ensuring that you and your family receive the best care possible.

We would be happy to provide you with a free dental insurance quote for the plan we offer in your area or answer any questions about dental insurance. Our member service line is available from 4 a.m. to 5 p.m. Call us at 310-534-3444, and we’ll gladly assist you.

I need to understand how dental insurance works. I have a dental insurance PPO plan through my job, but it could be better. I am considering removing it and getting just the medical. Why have insurance if you have to pay the dentist? I thought it would not cost me anything to see the dentist for any services, yet I just had to pay $100.00 for primary care.

Reply: Dental insurance can be a bit confusing, but I’m here to help you understand it better. It’s great that you have a dental insurance PPO plan through your job, but I understand that you’re considering removing it and getting just the medical. However, it’s important to note that dental insurance is designed to make dental care more affordable, not completely free. Just like medical insurance, dental insurance has a cost paid out by the insured. While it may seem like an additional expense, the cost of dental insurance is often less than the potential cost of dental procedures, making it a wise investment in your dental health. 

You may wonder why you should have dental insurance if you still have to pay the dentist for services. The truth is that dental insurance is meant to help you save money on dental care, not eliminate all costs. However, having dental insurance can still be worth the price, even for preventive care. Let me give you an example. 

Consider this scenario: you only require preventive care, which encompasses office visits, bite-wing X-rays, oral exams, and basic cleaning. Without insurance, these services can range from $200 to $400. However, most low-cost HMO plans range from $8 to $20 a month, and preventive care is typically free. This stark difference in cost highlights the significant savings dental insurance can provide, even for basic care. This should reassure you that dental insurance is a wise financial investment, even for routine check-ups. 

Moreover, dental insurance plays a crucial role in managing the costs of more extensive dental care services. For instance, if you require a root canal, dental implants, or orthodontic treatment, the expenses can escalate rapidly. In such situations, dental insurance acts as a safety net, helping you manage these unexpected costs and ensuring you can access the necessary care without financial strain. This knowledge should make you feel prepared for any unforeseen dental issues and secure in the knowledge that you’re covered. 

Therefore, while dental insurance may not cover all costs, it remains a valuable investment in your overall dental health and well-being. If you have any questions or concerns about your dental insurance plan, don’t hesitate to speak with your employer or insurance provider for more information. Remember, your dental insurance is not just about financial savings, but also about ensuring you can maintain your dental health and well-being in the long run.

If you have any queries related to dental insurance and are looking for a plan that fits your needs better than your current one, feel free to contact us. We are always here to help you out. You can visit our website,, for more information on our dental insurance plans. Additionally, you can also call us at 310-534-3444 for a personalized consultation. Our team of experts will be more than happy to assist you in finding the best plan that caters to your dental needs and budget. Dental insurance can sometimes be confusing, but we are here to guide you through the process and help you make an informed decision. So, don’t hesitate to get in touch with us.

If you’re considering buying an individual PPO dental insurance plan, you may wonder if it’s worth the cost. While some people believe dental insurance isn’t worth it, this may be true for some dental insurance plans, particularly if you only need short-term coverage.

Understanding the limitations of specific insurance plans is key. Many people delay dental care until they experience pain or significant dental issues. In these cases, they may find that certain PPOs or Indemnity insurance plans have restrictions that prevent immediate coverage for major dental care needs. By being aware of these limitations, you can make an informed decision about your dental insurance needs.

It’s important to note that dental PPO plans are not designed for short-term solutions. They may not be the best choice for those who only want dental insurance to address a current dental issue and then cancel the plan. This approach could leave you without coverage for future dental needs, potentially leading to higher out-of-pocket costs. Therefore, it’s crucial to understand the long-term nature of dental PPO plans before making a decision.

Considering your long-term dental needs is crucial when deciding whether to buy a dental PPO or an Indemnity plan. If you opt for these insurance plans, keeping them for at least a few years is best. Doing so will ensure that you get the most out of your dental coverage and can receive timely treatment for any dental issues that may arise. Ultimately, purchasing an individual PPO dental insurance plan should be based on your long-term dental health goals and needs.

Question: What is Medicare? I am getting to the age where I will need to get Medicare, but I do not have a good understanding of what it is or the process of getting it. 

Reply: At, we understand that Medicare can be a complex and overwhelming topic. If you’re approaching the age where you need to enroll in Medicare but don’t understand what it is or how to get started, we’re here to help. Our team of experts is dedicated to providing you with all the information you need to make informed decisions about your healthcare coverage. In this article, we’ll answer your question, “What is Medicare?” and provide a comprehensive guide to Medicare enrollment.  

Medicare is a health insurance program covering people with specific eligibility criteria. It is available for individuals who are:

  • Sixty-five years of age or older.
  • People under 65 with specific disabilities.
  • People of all ages with end-stage renal disease (permanent kidney failure requiring dialysis or a transplant).

The program has two parts – Part A (Hospital Insurance) and Part B (Medical Insurance). Part A covers hospital care as an inpatient, critical access hospitals, skilled nursing facilities, hospice care, and some home health care. On the other hand, Part B helps pay for doctor’s services, outpatient hospital care, and other medical services not covered by Part A, such as physical and occupational therapists and some home health care.

Most people do not have to pay for Part A, while most pay monthly for Part B. However, the cost of Part B may vary depending on your income level and whether you enrolled when you first became eligible. You can choose different ways to get the services covered by Medicare, such as opting for a Medicare Prescription Drug Plan to add drug coverage or a Medicare Advantage Plan that provides all your Part A, Part B, and often Part D coverage.

Enrolling in Part B is your choice, and you can sign up for it anytime during a seven-month period that begins three months before you turn 65. If you are unsure if you have Part A, look at your red, white, and blue Medicare card. If you have Part A, “HOSPITAL (PART A)” is printed on your card.

Your state may help you pay for Part A and B if you have limited income and resources. You can visit the Social Security website or call their support team for more information. You can review your health and prescription needs each year and switch to a different plan in the fall.

In summary, Medicare is a comprehensive health insurance program that provides coverage for eligible individuals. It has two parts, Part A and Part B, which cover hospital and medical expenses, respectively. In addition, you can choose different ways to get the services covered by Medicare.

What disabilities are eligible for Medicare?

Medicare is available to individuals under 65 who have specific disabilities. The Social Security Administration (SSA) defines a disabling medical condition for Medicare as a physical or mental condition that can be diagnosed and documented by medical evidence, an impairment that significantly limits the ability to perform basic work-related activities such as walking, sitting, and concentrating, an impairment that is expected to be long-term (more than a year) or terminal, and a condition that leaves you unable to engage in substantial gainful activity (SGA). 

Some examples of disabling medical conditions that are eligible for Medicare coverage include Amyotrophic Lateral Sclerosis (ALS), also known as Lou Gehrig’s disease, and End-Stage Renal Disease (ESRD). Certain cancers, respiratory illnesses, and musculoskeletal disorders also qualify for Medicare coverage. 

If you have a disabling medical condition, contact the SSA to determine eligibility for Medicare coverage. The SSA can guide the application process and help you understand the medical evidence required to prove your disability. By doing so, you can receive the coverage and care you need to manage your condition and improve your quality of life.

Some examples of impairments not covered under ADA are:

It is important to note each individual should be assessed on a case-by-case basis, and this list is not all-inclusive and does not cover all possible scenarios related to these conditions.

  • Appendicitis
  • Short bouts of depression
  • Weight conditions within normal ranges
  • Normal height deviations
  • Traits and behaviors
  • Cultural or economic disadvantages
  • Normal pregnancies
  • Quick temper
  • Poor judgment
  • Irritability
  • Physical characteristics such as being left-handed, hair color, eye color
  • Homosexuality, bi-sexuality, gender disorders
  • Broken limbs, sprains, concussions
  • Gambling addiction
  • Lack of education
  • Old age
  • Current use of illegal drugs
  • Sexual behavioral disorders
  • Disorders caused by the use of illegal drugs
  • Stress may be shown to be related to a mental or physical impairment, but traits such as irritability, chronic lateness, and poor judgment are not, in themselves, cognitive impairments.
  • Broken limbs, sprains, concussions, appendicitis, common colds, or influenza generally would not be disabilities.
  • Complications to common non-covered conditions can often result in eligibility under the ADA. 

How Long Does It Take to Get Disability Medicare?

Obtaining Disability Medicare can be a complex process, and the time it takes to get it can vary depending on the situation. If you receive Social Security Disability Insurance (SSDI) benefits, you are eligible for Medicare after 24 months. During this time, you may have the option to get health insurance through a former employer, so it’s worth checking with them about possible coverage.

However, if you have been diagnosed with Amyotrophic Lateral Sclerosis (ALS), your Medicare benefits will begin as soon as you start collecting your SSDI benefits without any qualifying period. If you have End-Stage Renal Disease (ESRD), your eligibility for Medicare coverage generally starts three months after a kidney transplant or a course of regular dialysis.

Living with a disability can present numerous challenges, and the last thing you need is the extra financial burden of not having access to necessary healthcare services. Medicare coverage can be a vital lifeline by providing the assistance you need and access to essential healthcare services. Suppose you are unsure whether you qualify for Medicare based on your disability. In that case, contacting the Social Security Administration and starting the SSDI benefits and Medicare coverage application process is a good idea. They can guide you through the process and help you understand the medical evidence required to prove your disability. With the proper support and resources, you can receive the coverage and care you need to manage your condition and improve your quality of life.

The General Enrollment Period of Medicare

The General Enrollment Period (GEP) is an additional opportunity for eligible individuals to enroll in Medicare Part B. If you missed signing up for Part B when you first became eligible, you can do so during the GEP, which runs from January 1 through March 31 each year. You can sign up for Part B at your local Social Security office or by calling 1-800-772-1213 (TTY users should call 1-800-325-0778). 

It’s important to note that if you don’t sign up for Part B when you first become eligible and don’t have other coverage, you may have to pay a late enrollment penalty. The cost of Medicare Part B will go up 10% for each entire 12-month period that you could have had Medicare Part B but didn’t take it, except in exceptional cases. You will have to pay this penalty as long as you have Medicare Part B. 

However, there are some exceptions to this penalty. For example, if you have insurance through your or your spouse’s current employer or union, you may be able to delay signing up for Part B without penalty. You can contact your employer’s benefits administrator or the Social Security Administration for more information if you need clarification. 

If you are enrolled in Medicare Part A and need to enroll in Part B, you can do so during the GEP without penalty. Your Part B coverage will start on July 1 of the year you sign up. Again, you can sign up for Part B at your local Social Security office or by calling 1-800-772-1213 (TTY users should call 1-800-325-0778). 

In summary, the General Enrollment Period is a window of opportunity for individuals who missed enrolling in Medicare Part B during their initial enrollment period. You can enroll in Part B during this period, but you must be aware of the potential late enrollment penalty. If you have any questions or concerns, please get in touch with the Social Security Administration or your employer’s benefits administrator for clarification.

What are the Reasons for Denial of Disability Claims?

It is a known fact that first-time applications for Social Security Disability (SSDI) have a high rejection rate. Shockingly, up to 40% of initial applicants will have their disability claims denied by the Social Security Administration (SSA). There are several reasons for these rejected applications, and one of the top reasons is insufficient documentation of a disability.

The SSA requires hard evidence that an individual is not only disabled but also meets the SSA’s definition of disabled. Medical records play a critical role in supporting your case and must demonstrate the nature of your disability and substantiate your need for benefits. The lack of proper documentation of the extent and impact of your disability can lead to a rejection.

To bolster your case, you must cooperate with an attorney specializing in disability law. They can help you gather all the necessary medical records and other relevant evidence to present to the SSA. Your lawyer can also help you prepare for the hearing and ensure you have all the documentation required to support your claim.

In summary, while the high rejection rate of SSDI applications may be alarming, there are steps you can take to increase your chances of success. Ensuring that your disability is adequately documented and that you have a knowledgeable lawyer to guide you through the process can make all the difference.

In conclusion, Medicare is a valuable program that provides health insurance coverage for eligible individuals. Part A and B cover hospital and medical expenses, while different Medicare plans offer additional services such as drug or all-in-one coverage. For those who have disabling medical conditions, Medicare can be a lifeline to manage their conditions and improve their quality of life. While obtaining Disability Medicare can be lengthy, it is worth exploring options for coverage through former employers during the waiting period. Understanding the eligibility criteria and available options can help individuals make informed decisions and get the necessary coverage.

Question: My current Medicare does not provide good dental benefits, and I am looking for an overall good plan but one that is still low in cost since I am on a low-income budget. I don’t know what to look for to get better dental insurance. 

Reply: Many wonder whether Medicare covers dental care services; the answer is complicated. In short, Original Medicare typically does not cover most dental care, including routine dental services like teeth cleanings and X-rays and more specialized treatments like fillings, extractions, and dentures.

However, some ways exist to obtain dental coverage under specific Medicare plans. For example, some Medicare Advantage plans may offer dental coverage as an optional benefit, and some Medicare Supplement plans may provide limited coverage for specific dental services.

It’s important to note that even if you have dental coverage through Medicare, there may still be out-of-pocket costs associated with your care. These can include deductibles, copayments, and coinsurance. Additionally, some plans may have restrictions on which dentists you can see or what types of services are covered, so it’s important to carefully review the details of your plan before seeking dental care. While Medicare does not typically offer comprehensive dental coverage, options are available for supplementing their care. 

Affordable Dental Insurance Plans for Your Overall Health and Well-being –

At, we understand that dental care is essential for maintaining overall health and well-being. That’s why we offer individuals a broad range of dental insurance plans. These plans are separate from Medicare and may work better for your dental care needs. Everyone should have access to quality dental care, regardless of income level.

If you’re looking for budget-friendly dental insurance options, we can help. Our team at has put together some helpful information to guide you in selecting a dental insurance plan that meets your needs and budget. We will address various options that provide a range of coverage and benefits.

To learn more about our dental insurance plans or to speak with one of our representatives, please call us at 310-534-3444. We are ready to help you find the right plan to meet your needs and budget.

Affordable HMO Dental Insurance Plans – Comprehensive Coverage and Lower Costs at

At, we want to provide you with all the options available to help you make the best decision for your needs. While we do offer PPOs and Indemnity plans, we understand that budget-friendly options are more sought after. That’s why we want to focus on HMO dental insurance plans, which are usually the most affordable option.

Our HMO dental insurance plans offer comprehensive benefits, including routine check-ups, cleanings, X-rays, and specialized services like fillings, root canals, and extractions. With an HMO plan, you’ll have access to a network of dentists who have agreed to provide services at a lower cost, helping you save money on dental care.

Of course, we understand that everyone’s dental needs are different, and an HMO plan may not be the best fit for everyone. If you want to learn more about our dental insurance plan options, including PPOs and Indemnity plans, we encourage you to call us at 310-534-3444. Our friendly and knowledgeable representatives will happily answer any questions and help you find the right plan.

What are HMO Dental Insurance Plans, and How Do They Work?

HMO dental insurance plans operate on a network-based system. When you enroll in an HMO dental plan, you are assigned to a primary care dentist who will be your point of contact for all dental care needs. The primary care dentist acts as a gatekeeper, provides preventive care, diagnoses dental problems, and refers you to specialists if needed.

For example, if you have an HMO dental plan and need a root canal, you would schedule an appointment with your assigned primary care dentist. The dentist would examine your teeth, diagnose the problem, and recommend a treatment plan. If the dentist determines that you need a root canal, they will perform the procedure themselves or refer you to a specialist within the plan’s network. 

In an HMO dental plan, you typically have a set co-pay for each visit or procedure, and the plan covers the rest of the cost. However, you must receive all your dental care from providers within the plan’s network to receive the plan’s full benefits. 

One benefit of an HMO dental plan is that it often has lower premiums and out-of-pocket costs than other dental insurance plans. However, you may need more flexibility in choosing your dentist or specialist, and a referral from your primary care dentist is required to see a specialist. 

Overall, HMO dental insurance plans can be a good choice for individuals and families who want affordable dental coverage and are comfortable receiving care within a network-based system.

Factors Affecting the Cost of Dental HMO Plans in California

When choosing a dental HMO plan in California, it’s essential to understand that the cost can differ depending on several factors. Your location, specific dental needs, plan, and provider choice are the main factors influencing the price of a dental HMO plan in California.

On average, dental HMO plans in California can range from $10 to $50 per month. However, our company offers HMO plans for individuals at a much more affordable cost. Our plans range from as low as $7.95 to a maximum of $18.95 monthly. This makes our HMO plans budget-friendly for most people, and you can choose the plan that best suits your needs and budget.

Moreover, with our HMO plans, you can enjoy several benefits, such as lower costs for regular check-ups, cleanings, and other dental services. You can also choose from a wide range of dental providers and specialists in our network to receive the best care for your oral health.

In summary, although the cost of a dental HMO plan in California can vary, our company provides affordable options to help you save money while receiving quality dental care.

Tips on Choosing a Dental Office Within an HMO Network

Choosing a dental office within an HMO network can be daunting, but finding the right provider for your oral health needs is essential. Here are several tips that you can use to help you choose a dental office within an HMO network:

1. Check the HMO Network’s Provider List: The first step in choosing a dental office within an HMO network is to check the provider list of the HMO network you are interested in joining. The list should contain all the dental offices in the HMO network. You can use this list to narrow down your search.

2. Look for Reviews and Ratings: Once you have a list of potential dental offices, you can look for reviews and ratings. You can use various online resources, such as Yelp, Google, or Facebook, to find reviews and ratings for each dental office on your list. This way, you can get an idea of the quality of care provided by each office and the experiences of other patients.

3. Check the Dental Office’s Credentials: Before choosing a dental office, it is essential to check its credentials. You can look up its qualifications, certifications, and licenses. You can also check if the dentist is a member of professional organizations or associations. This will help you ensure that the dental office provides high-quality care.

4. Inquire about Services Offered: Dental offices within an HMO network may offer different services. It is essential to inquire about the services offered by the dental office you are interested in to ensure they provide the services you need. Some dental offices may not offer certain specialized services, such as orthodontics or oral surgery, so it’s essential to ask if they provide the services required.

5. Consider the Location and Hours of Operation: The location and hours of operation of a dental office can also be a crucial factor in your decision. You want to ensure that the office is conveniently located and that the hours of operation are compatible with your schedule. This will make it easier for you to keep your appointments and receive regular dental care.

Additional Tips to Consider When Choosing a Network Dentist

When selecting an HMO dentist, it’s essential to consider any special requirements you may have, such as mobility issues or disabilities. If you use a wheelchair or have any other mobility limitations, it’s essential to confirm that the dental office is handicap accessible and can accommodate your needs.

Here are some tips to help you find an HMO dentist that can meet your specific needs:

1. Check the accessibility of the dental office: Before making an appointment, confirm that the dental office is accessible to you. This includes not only wheelchair accessibility but also the availability of ramps, elevators, and other necessary equipment.

2. Look for dentists with experience treating patients with disabilities: Some dentists have specialized training and experience in treating patients with disabilities. Look for dentists with experience working with patients with similar needs to yours.

3. Consider the location and travel time: When choosing an HMO dentist, consider the location of the dental office and the travel time required to get there. If you have mobility issues, a dental office that is too far away or difficult to get to may not be practical.

4. Ask about accommodations: Be bold and ask the dental office staff about accommodations they can make to ensure your visit is comfortable and safe. For example, they can arrange a wheelchair-accessible exam room or provide additional assistance during your visit.

Dental care is essential for maintaining overall health and well-being, and everyone should have access to quality dental care. When selecting an HMO dentist, finding a provider who can meet your needs and ensure you receive the care you deserve is necessary. Following these tips, you can choose a dental office within an HMO network that meets your oral health needs and provides high-quality care.

Comparing HMO Plan Benefits

When comparing the benefits of HMO plans, it’s essential to research and ensure that the plan you choose provides the dental services you need at a cost that fits your budget. One of the benefits of HMO plans is that they typically offer a complete fee schedule of the dental services they cover and the cost for each service. This makes it easy to compare plans and choose the one that best meets your needs.

To get started, compare a few plans against your current one and find an option that provides better benefits. Specific HMO plans may offer more comprehensive coverage for the dental services you need, such as routine cleanings, fillings, and extractions. Some HMO plans may also cover specialized services like orthodontics or periodontics.

When comparing HMO plans, it’s also essential to consider the cost. You want to ensure you are getting the most bang for your buck. Some HMO plans may have lower premiums but higher co-pays for certain services, while others may have higher premiums but low or no co-pays for routine care.

The key to finding the best HMO plan for your needs is to research, compare the benefits and costs of different plans, and choose the one that provides the most comprehensive coverage at a price that fits your budget. By exploring your options and making an informed decision, you can ensure that you have the dental coverage you need to maintain good oral health and overall well-being.

In conclusion, dental care is essential for maintaining overall health and well-being. While Medicare typically does not offer comprehensive dental coverage, options are available for supplementing your care. At, we offer a broad range of dental insurance plans that are separate from Medicare and may work better for your dental care needs. Our team can help you find an affordable plan that meets your needs and budget.

Comprehensive and Budget-Friendly HMO Dental Insurance Plans – Save Money on Dental Care Today!

We specialize in offering comprehensive, budget-friendly HMO dental insurance plans that provide a range of coverage and benefits. With an HMO plan, you’ll have access to a network of dentists who have agreed to provide services at a lower cost, helping you save money on dental care. Everyone should have access to quality dental care, regardless of income level.

To learn more about our dental insurance plans or to speak with one of our representatives, please call us at 310-534-3444. Our friendly and knowledgeable representatives are available Monday through Friday from 8 a.m. to 4 p.m. to answer any questions and help you find the right plan. Don’t delay your dental care any longer. Contact us today to get started.

Welcome to, your trusted partner for comprehensive dental coverage and freedom to choose your dental provider. We understand that Medicare is a widely used healthcare program that provides coverage for various medical services. However, it has certain limitations regarding dental services, leaving many beneficiaries with limited options for dental care. That’s where we come in to help. 

At, we offer several dental insurance options, including PPO and HMO plans and lower-cost dental discount plans that can help you save money on dental care. Our plans provide access to a broader range of dental providers and offer more comprehensive coverage for dental services, including routine cleanings, fillings, tooth extractions, and more. We also provide additional benefits, including coverage for orthodontic services and limited cosmetic procedures.

We understand that dental care can be expensive, so we offer a range of affordable dental insurance plans to fit your budget. By choosing your dental provider, you can ensure that you receive the quality care you deserve without feeling limited by the providers offered by Medicare or Medi-Cal. 

Are you someone who values the ability to choose your dental provider but feels limited by the dental services provided by Medi-Cal? Do you want a dental insurance plan that offers more comprehensive coverage and allows you to keep your current provider? If so, has you covered.

Don’t let limited coverage or high costs prevent you from getting dental care. Contact us today at 310-534-3444 to explore our dental insurance plans and take the first step towards a healthier smile.

Understanding Medicare’s Limitations on Dental Services and When They May be Covered

Medicare is a widely used healthcare program that provides coverage for various medical services. However, Medicare has certain limitations regarding dental services. In most cases, Medicare does not cover routine dental services such as cleanings, fillings, tooth extractions, or dentures, which can leave many Medicare beneficiaries with limited options for dental care.

That said, there are certain instances where Medicare may cover dental services. For example, suppose you are admitted as a hospital inpatient for a dental procedure due to your underlying medical condition or the severity of the procedure. In that case, Medicare may cover certain dental services. Additionally, Medicare may cover specific inpatient or outpatient dental services directly related to certain covered medical treatments. 

It’s important to note that dental service is necessary in these cases for the success of the medical treatment you need. For instance, if you need a heart valve replacement or a bone marrow, organ, or kidney transplant, you may be eligible for an oral exam and dental treatment before the procedure. If you need cancer treatment services like chemotherapy, Medicare may cover a tooth extraction to treat a mouth infection before you receive treatment. Finally, if you experience complications while receiving head and neck cancer treatment services, Medicare may cover treatment for dental complications.

Although Medicare does not cover routine dental services, knowing that certain circumstances may allow coverage is reassuring. It’s important to discuss your dental needs with your healthcare provider and explore your options for dental care.

Medi-Cal Dental Benefits: Comprehensive Coverage for Dental Services

Medi-Cal is a healthcare program that offers dental benefits to eligible people. Medi-Cal dental providers administer these dental benefits and cover various dental services.

One of the best things about Medi-Cal dental benefits is that there is no limit for covered, medically necessary dental services. This means that if a dental service is necessary for your overall health, Medi-Cal will cover it. However, there is a limit of $1,800 per year for covered dental services. It’s important to note that if other insurers also cover any of these benefits, those insurers must be billed before Medi-Cal.

So, what dental services are covered by Medi-Cal? The range of dental services covered by Medi-Cal includes but is not limited to:

  •  Diagnostic and preventive dental hygiene, including examinations (every 12 months), x-rays, teeth cleanings (every 12 months), and fluoride varnish (every 12 months)
  • Fillings
  • Root canal treatments
  • Scaling and root planning
  • Crowns
  • Emergency services for pain control
  • Tooth extractions
  • Periodontal maintenance
  • Complete and partial dentures, including dentures, relines

You can access these services through a Medi-Cal dental provider if you are a dual-eligible patient. Most Medi-Cal patients receive dental services through Medi-Cal Dental Fee-For-Service; however, Medi-Cal Dental Managed Care is available in Los Angeles and Sacramento counties.

Don’t let the cost of dental services hold you back from taking care of your teeth. Medi-Cal has some dental benefits that cover a variety of services. Samantha’s Story of Finding Comprehensive Dental Insurance Coverage

Samantha had always been diligent about her dental health, but as she aged, she realized the importance of having comprehensive dental insurance coverage. She was a Medi-Cal beneficiary, but she was unhappy with the limited dental services provided through the program. To explore her options, Samantha turned to

After browsing their website and speaking with one of their agents, Samantha learned that offers dental insurance plans that provide more comprehensive coverage than Medi-Cal. She was impressed by the variety of plans available, including PPO and HMO plans and lower-cost dental discount plans, all of which could help her save money on dental care.

Samantha was particularly drawn to’s freedom to choose her dental provider, which was not possible with Medi-Cal. She had been seeing the same dentist for years and didn’t want to switch to a new provider just because Medi-Cal didn’t cover her preferred dentist.

Ultimately, Samantha decided to purchase an individual dental insurance plan through She chose a PPO plan that offered a wide range of dental services and allowed her to keep seeing her current dentist. The plan was affordable, and she was pleased with the additional benefits, such as coverage for orthodontic services and limited cosmetic procedures.

Samantha felt more confident about her health with her new dental insurance plan. She could schedule routine cleanings and checkups with her preferred dentist, and she didn’t have to worry about unexpected dental expenses. She was grateful to have found and their helpful agents who guided her through selecting the right plan for her needs.

As time passed, Samantha’s decision to purchase individual dental insurance instead of relying solely on Medi-Cal proved to be the right choice. She had several dental issues that needed attention, including a root canal and a crown, which were covered by her plan. She was relieved she didn’t have to pay the full cost for these expensive procedures, which would have been difficult on her fixed income.

Samantha also appreciated the flexibility of her dental insurance plan. She could switch to a different dentist when her preferred provider retired, and she continued receiving the same quality care she had expected. She also recommended to her friends and family who were looking for more comprehensive dental coverage.

In conclusion, buying individual dental insurance from was the right choice for Samantha. The comprehensive coverage, freedom to choose her dental provider, and affordable prices significantly impacted her dental health and overall quality of life. If you, like Samantha, are a Medi-Cal beneficiary looking for more comprehensive dental coverage, visit or call 310-534-3444 to explore your options and find the right dental insurance plan.

Welcome! Are you looking for ways to protect your Medicare card? Look no further than! Our website offers a wealth of information on how to keep your card safe and secure. If you have any questions or concerns, our knowledgeable representatives are just a phone call away at 310-534-3444. Don’t wait until it’s too late – protect your Medicare card today and enjoy peace of mind knowing that your personal information is safe.

The Importance of Protecting Your Personal Information Against Elder Fraud

Did you know that the number of Americans over 60 who lost $1.7 billion to fraud last year was the highest loss amount reported out of any age group? This staggering figure highlights the importance of protecting your Medicare number and safeguarding your personal information against fraud.

Senior fraud is a real and prevalent threat, and older adults are particularly vulnerable as they may not be as tech-savvy as younger generations. They are also more likely to be home during the day to answer phone calls or reply to emails, making them easier targets for fraudsters. Fraudulent activities can jeopardize the lifetime savings, home ownership, and promising credit scores that older adults have accrued.

However, fraud isn’t just a hazard for older people. If family members co-sign a fraudulent loan with the elderly victim, they may also be impacted, resulting in a loss of property or assets. Fraud can have a domino effect, leading to plummeting credit scores for anyone involved.

Therefore, staying vigilant and mindful of potential threats is crucial. Take necessary steps to protect yourself and your loved ones, such as being cautious when receiving unsolicited phone calls or emails, monitoring your accounts regularly, and never sharing your Medicare number unless it is essential. By staying informed and taking preventative measures, you can stay safe and avoid becoming a victim of elder fraud.

Protecting your Medicare Card Number

Your Medicare number is a unique identifier that contains sensitive information about your healthcare and personal identity. As such, you must take steps to protect it from fraud and identity theft. Here are some ways to safeguard your Medicare number:

  • Never share your number with anyone not authorized to access your medical records. Be aware of individuals who claim to be from Medicare or other healthcare organizations. Scammers often use these tactics to obtain personal information for nefarious purposes.
  • Review your Medicare statements regularly. Reviewing your statements will allow you to identify any unauthorized charges or suspicious activity that could indicate fraud. If you notice anything unusual, report it to Medicare immediately.
  • Be wary of unsolicited calls or emails asking for your Medicare number or other personal information. Medicare will never call or email you asking for this information, so if someone does, it’s likely a scam.
  • Create strong passwords for all your online accounts, including your Medicare account. Avoid using easily guessable information like your birthdate or address. Tip: When creating a strong password, use upper and lowercase letters, numbers, and symbols. Use a random combination of characters that is difficult for others to guess. Using different passwords for different accounts is also a good idea to prevent hackers from accessing all of your information if they guess one password. Finally, change your passwords regularly to protect your accounts from potential threats.
  • Keep your Medicare card in a safe place, and don’t carry it with you unless you need it. If you lose your card, report it to Medicare immediately to prevent someone else from using your number. 

At, we prioritize providing valuable resources and support to our users. You can find their contact number at the bottom of our home page if you need to contact the Social Security Administration. We understand the importance of accessibility and aim to make it as easy as possible for you to connect with the resources you need to safeguard your Medicare card and personal information. Please don’t hesitate to reach out with any questions or concerns.

Protecting your Medicare number is essential for safeguarding your personal information and preventing fraud. Following these tips can reduce risk and give you greater peace of mind. Don’t wait—start protecting your Medicare number today!

Tips to Protect Your Medicare Number from Scammers and Fraudsters

Do you know how scammers can use your Medicare number for malicious purposes? Unfortunately, Medicare fraud and identity theft are on the rise, and scammers are always looking for new ways to exploit vulnerable individuals. In this post, we explore how scammers use Medicare numbers and provide some tips and questions to ask to ensure that you are not dealing with a scammer.

Scammers can use your Medicare number to commit a wide range of fraudulent activities, including billing Medicare for services that you did not receive, purchasing medical equipment or supplies using your number, or even selling your number to others for fraudulent purposes. They may also use your number to steal your identity, open new lines of credit, or gain access to other sensitive personal information.

Identifying and avoiding scams is essential to protect yourself from these potential threats. Here are some tips to help you avoid falling victim to Medicare fraud:

Avoid unsolicited calls or emails requesting your Medicare number or other personal information. As mentioned earlier, Medicare will never call or email you asking for this information. If someone does, it’s likely a scam. Scammers often use these tactics to obtain sensitive information for fraudulent purposes. Here are some steps you can take to protect yourself:

  • Do not provide any personal information. Ask for the caller’s name, phone number, and organization they represent. If they refuse to provide this information, it’s likely a scam.
  • Hang up and report the call to Medicare. Medicare has a toll-free number: the DHCS Medi-Cal Fraud Hotline at 1-800-822-6222. You can also find the number on your Medicare card or the Medicare website.
  • Be aware of common scams. Scammers often use tactics like offering free services or products, claiming to be from Medicare or other healthcare organizations, or threatening to cancel your benefits if you don’t provide personal information.

Protecting your personal information is essential to prevent identity theft and Medicare fraud. Don’t hesitate to act if you suspect someone is trying to obtain your Medicare number or other sensitive information.

Who are Trusted Parties to Share Personal Information?

When sharing personal information, we must ensure that the parties we share it with are trustworthy. Below are some trusted parties that you can confidently share your personal information with:

  •  Health Care Providers—Health care providers are trusted parties with whom you can share your personal information. They are legally bound to maintain patient confidentiality and can be trusted to keep your information safe. Typically, you are with your health care provider, so you know what you are dealing with. When receiving a call from a healthcare provider, it is crucial to confirm their identity by politely requesting their full name, phone number, and the organization they represent. When in doubt, hang up and call your healthcare provider directly. This simple step can help you avoid scammers who may refuse to provide this information.
  • Insurance companies or health plans – Insurance companies or health plans are also trusted parties with whom you can share your personal information. They need your information to provide the best care and services.
  • Licensed Agents or Brokers—Licensed agents or brokers can help you find and choose the best health insurance plan. They are also trusted parties with whom you can share your personal information.
  •  State Health Insurance Assistance Program (SHIP) – SHIP is a federal program that provides free counseling and assistance to Medicare beneficiaries. They are also trusted parties with whom you can share your personal information.

It is essential to share your personal information only with trusted parties who are bound by law to maintain confidentiality. The above-listed parties are some of the trusted parties with whom you can confidently share your personal information.

The Importance of Protecting Personal Information in the Digital Age

The digital age has brought about numerous conveniences, including online shopping and social media. However, with these conveniences come risks, such as the possibility of identity theft. Maria’s story is an example of how easy it can be to fall into the trap of sharing personal information with untrusted parties. Let’s look closely at her experience and how to protect ourselves from similar situations.

Maria was excited when she received an email from her favorite online store offering her a discount if she clicked on the link provided and filled in some personal information. Maria quickly clicked on the link and filled in her name, address, and credit card information, eager to take advantage of the deal.

Days later, Maria noticed some unusual activity on her credit card statement. She realized someone had stolen her personal information and made several unauthorized purchases using her card.

Maria felt violated and angry. Despite her trust, the online store had used her personal information against her without her knowledge. She wished she had been more mindful and cautious before sharing her information with untrusted parties.

Unfortunately, Maria’s story is not uncommon. In today’s digital age, we are bombarded with requests for personal information from various sources, including social media, online stores, and even phone calls from supposed “government” agencies. It can be easy to fall into the trap of sharing personal information without considering the risks.

Scammers and fraudsters are becoming increasingly sophisticated in their tactics, making it difficult for even the most vigilant individuals to protect themselves. They often use social engineering techniques to gain the trust of their victims and obtain personal information, such as pretending to be a trusted business or government agency.

It is crucial to be mindful of such scammers and to protect our personal information. This includes being cautious when sharing personal information, especially online, and verifying the legitimacy of any requests for information before responding.

One way to protect personal information is by using strong and unique passwords for online accounts. This can help prevent hackers from accessing all of your information if they guess one password. Regularly monitoring credit card and bank statements is essential to identify unauthorized charges or suspicious activity.

In the end, Maria learned a valuable lesson about the risks of sharing personal information with untrusted parties. She takes extra precautions to protect her information and encourages others to do the same. Being mindful and cautious can help prevent fraud and protect our personal information from falling into the wrong hands.

Government Imposter Scams: How to Protect Yourself from Caller ID Spoofing and Fraudsters Posing as Medicare, IRS, SSA, and FBI Representatives

Awareness of various scams is essential, especially in the digital age. One scam that’s becoming increasingly popular is government imposter scams targeting senior citizens. Scammers pretend to be representatives of government agencies such as Medicare, the IRS, or the SSA to gain personal information from the elderly.

Scammers use caller ID spoofing (Caller ID spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity.) to make the call seem genuine and may even recite the victim’s SSN to legitimize the call further. There are several types of government imposter scams that you should be aware of:

Medicare scams involve scammers asking victims to “verify” their Medicare number, which they then use to steal the victim’s health benefits or ask for their credit card numbers.

IRS scams mainly occur during tax season. Fraudsters pose as IRS representatives, claiming there’s an issue with the victim’s tax return. They then collect information to “secure” the tax file, which they use to file fake tax refunds and commit identity theft.

Social Security scams involve scammers claiming that the victim’s SSN has been suspended due to an alleged crime and demanding payment, usually in gift cards, to reinstate it.

FBI or law enforcement scams involve scammers calling and claiming that there’s a warrant out for the victim’s arrest. They demand payment or financial information, threatening arrest if the victim doesn’t comply.

Remember, these government agencies rarely contact you over the phone for such sensitive matters. If you receive such calls, hang up and call the agency’s official phone number to verify. Stay vigilant and protect your personal information from falling into the wrong hands.

Voice-Cloning Scams: How Scammers are Misusing AI Technology to Steal Your Money and Personal Information

As AI technology advances, scammers find new and innovative ways to use it for their nefarious purposes. One such way is through voice cloning, an AI technology that can replicate and mimic an individual’s voice with remarkable accuracy. Unfortunately, this means that voice cloning schemes are becoming more commonplace, and scammers are no longer just targeting well-known public figures.

The Federal Trade Commission (FTC) issued a consumer alert in March of this year, warning individuals that scammers could use AI technology to clone the voices of their family members. These scammers could then use the cloned voice to convince the individual to send them money or disclose personal information. The emotional manipulation involved in these types of scams can be particularly effective, as the individual receiving the call may be more likely to trust the voice of a loved one.

It’s essential to be aware of the potential risks involved in voice cloning and to take steps to protect yourself. One way to do this is by being cautious when receiving unsolicited phone calls, especially if the caller asks for personal information or money. If you suspect the call may be a scam, hang up and call the individual back using a known and trusted phone number.

Additionally, educating yourself and your loved ones about the potential risks of voice cloning and being vigilant when sharing personal information over the phone is a good idea. By staying informed and taking preventative measures, you can help protect yourself from falling victim to these voice-cloning scams.

In conclusion, protecting your personal information, especially your Medicare number is crucial in today’s digital age. Elder fraud and scams are prevalent, and scammers constantly find new ways to exploit vulnerable individuals. Being mindful, cautious, and informed can help protect yourself and your loved ones from these threats. Remember never to share your Medicare number unless necessary, create strong passwords, monitor your accounts regularly, and immediately report any suspicious activity to Medicare. By following these tips, you can reduce your risk of becoming a victim of elder fraud and safeguard your personal information.

Because dental insurance is usually acquired as part of a job benefit package, most persons lose their dental insurance coverage when they retire. In some states, Medicaid provides limited dental coverage for routine dental care for low income and disabled elderly persons.

Medicare, on the other hand, does not cover routine dental care for older adults, but provides a few, very limited services considered to be “medically necessary.” With only 22 percent of the adults 65 years and older covered by private dental insurance in 1995, most dental care expenses for the elderly were paid out of pocket.

This website offers affordable low cost dental insurance that will greatly help with dental care cost. Take a moment to review our dental insurance plan options and call member services if you should have any questions at 310-534-3444 M-F 8-4. We are always happy to help you with any of our dental insurance plan options.

Low Income Subsidy (LIS)

Helps to pay for Medicare Part D for people with low to moderate income and resources. Also known as “Extra Help”.
There are two levels of the LIS:

Full Subsidy

The full subsidy is for people who also get Medi-Cal coverage or who are in a Medicare Savings Program (MSP). You may also qualify if your countable income is less than $16,281 per year and your resources are less than $7,560, if you are single (the limits are higher for larger households).
With the full subsidy, you will not have to pay a Part D premium or deductible, there will be no donut hole, and there may be lower co-payments.
Partial Subsidy

The partial subsidy is for people who can’t get the full subsidy, but have less than $18,090 in countable income and less than $12,600 in resources, if you are single (the limits are higher for larger households).
With the partial subsidy, you will pay 0%, 25%, 50%, or 75% of the Part D premium, depending on your income, and will only have to pay a $83 deductible before you get help paying for drugs. You will have to pay coinsurance and co-payments for your medications, but they will be lower than they would be without the partial LIS.
Note: Not all of your income and resources are counted when you apply for the Low Income Subsidy. You can apply for the LIS even if you are not sure that you will qualify.

Some counties have contracted IHSS care providers. Community care providers, friends, neighbors, and relatives can provide services as well. You are responsible for hiring, firing, and supervising your IHSS caregiver.

Free Instant Individual – Family Dental Insurance Plan Quotes

Individual – Family dental insurance plan help and information – is a specialist in dental insurance and dental discount plans, vision and prescription coverage programs for individuals, families and groups. We have been serving the dental insurance community since 1983, you will find our licensed dental insurance agents are well informed and ready to assist you.

Compare dental insurance plans and decide which one is right for you and your family. Many of our dental plans have next day benefits including vision and prescription. offers quotes for individual and family dental insurance plans including an option to compare dental national coverage plans. Remember, buying dental insurance does not have to be a painful process.

We offer individual and family dental insurance benefit coverage in all 50 states. Insurance company is a national leader of dental health and related products with an e-market place to compare affordable dental insurance from the nations largest dental companies.

When you think winter holidays, do you envision cookies, pies and high-fat treats? Bulging waistlines and scale-tipping weight gain? Maybe it’s time to rethink what brings joy and happiness to you, your friends and family. Last December, NIH News in Health suggested over a dozen healthy holiday gifts. Here are a few more budget-friendly possibilities to help keep your loved ones active and healthy. Good food is one of life’s great pleasures, and it doesn’t have to be bad for you.

Several kitchen gadgets—like juicers, slow cookers, rice cookers or vegetable steamers—can help you prepare nutritious low-fat foods. You can also encourage loved ones to prepare tasty, healthy dishes by giving them a low-cost cookbook from NIH (see the “Wise Choices” box). Popsicle molds in whimsical shapes can encourage healthful snacking for kids. Fill them with pureed fruit or 100% fruit juice.

Being physically active is one of the best things anyone can do to stay healthy. A pass to a local, state or national park system could be a fun way to encourage walking, biking, hiking, jogging or even kayaking. For the cyclists on your list, consider getting a tune-up with a local bike shop, protective eyewear to protect vision or other bicycle accessories.

Older people might enjoy the book Exercise & Physical Activity: Your Everyday Guide from the National Institute on Aging. It helps you get motivated and describes exercises that enhance endurance, strength, balance and flexibility. It also suggests ways to modify activities so people with chronic conditions and disabilities can exercise safely. Request a free copy of this 120-page book by calling1-800-222-2225, or order online.

On a tight budget? Give a gift of your time. Create coupons that promise to help others with shopping trips or cooking healthy meals. Teens can make coupons for grandparents that offer to help set up their computers, connect to the internet and make bookmarks for web sites that give reliable health information.

Two calendars from NIH can help you keep track of time and keep healthy habits. The colorful 12-month Noisy Planet calendar for 2010 reminds kids to protect their hearing. It’s 5.5 x 8.5 inches, removable and restickable. Order 1 free calendar per household at online, or call 1-800-241-1044; 1-800-241-1055 (TTY).

The 2010 Keep the Beat: Healthy Choices calendar supports a heart-healthy lifestyle ($3 $2 with promotional code. See the “Wise Choices” box for details). Order online, or call 301-592-8573.

Another gift that promotes heart health is the Red Dress pin, designed to raise awareness that heart disease is the number 1 killer of women ($2.50 $2 each for up to 24 pins with promotional code. See the “Wise Choices” box). Order online.

A 12-page booklet from NIH might encourage scientific curiosity in kids. The Rocket Boys of NIH tells the true story of a 9-year-old boy’s plans to build a small rocket ship with his friend in the late 1950s. Published in both English and Spanish, the free booklet can be ordered online.


Scientists at the University of Florida have discovered a new method of observing the brain changes caused by Parkinson’s disease, which destroys neurons important for movement. The development suggests that fluid changes in a specific brain area could provide a way to track that damage. The study, published in the journal Brain, was supported by the NIH’s National Institute of Neurological Disorders and Stroke (NINDS).

“By finding a new way to detect and track how Parkinson’s affects the brain, this study provides an important tool for assessing whether a drug might slow or stop those changes and keep symptoms from getting worse,” said NINDS Program Director Daofen Chen, Ph.D.

Self-Employed and Dental Insurance

If you are a self-employed person and have had the misfortune of visiting a dentist, you will immediately realize the importance of buying individual dental insurance coverage. Individual dental insurance plan help and information – is a specialist in dental insurance and dental discount plans, vision and prescription coverage programs for individuals.

Free Individual Dental Insurance Plan Quotes

Individual dental insurance is probably one of the most widely adopted private insurance plans.

Individual dental insurance provides you with the coverage you need to promote good dental health in which you can generally find customized options. That means you may have some work cut out for you as you shop our web site. For example, in California we offer over 65 dental plans to choose from which beats looking through that many places. Keep in mind individual plans is just a term used to distinguish itself from group plans which you generally get from your employer. Since obtaining an individual dental insurance plan is very affordable, many people choose to take responsibility for that coverage either as a stand-alone policy or as a supplement to their group dental coverage.

According to studies done, there may be a link with excessive alcohol consumption and it having a contributing factor towards mouth cancer. Excessive alcohol consumption increases the chances of developing mouth cancer by 30 percent. However, mouth cancer is the not the only oral health risk associated with alcoholic drinks. alcoholic drinks also often contain high levels of sugar which can lead to tooth decay. Tooth decay happens when the enamel and dentin of a tooth become softened by acid attack after you have eaten or drunk anything containing sugars. Over time, the acid makes a cavity in the tooth. This often leads to the tooth needing to be filled or even removed.

Contact Us | Privacy Statement