Question: I am self employed and I have been looking for good dental insurance plan for my family. What I am finding are plans that do not cover much and has a max limit of $1000.00 – $2000.00. I want something that does not have a max limit and overs better coverage’s without all the waiting periods.

Answer: It is common for dental PPO or Indemnity dental insurance plans to have waiting periods and maximum limitations. You may want to review any HMO insurance options that are available to you in your state. HMO insurance plans generally do not have those types of restrictions and limitations.