Posts Tagged ‘MedicareCard Replacement’
Technology may provide health care specialists with an enhanced look inside the body. The Clinical Center at the National Institutes of Health is investigating the potential use of a new generation of a computerized tomography (CT) scanner, called a photon-counting detector CT scanner, in a clinical setting. The prototype technology is expected to replicate the image quality of conventional CT scanning, but may also provide health care specialists with an enhanced look inside the body through multi-energy imaging. Patients could receive a minimum amount of radiation, while the maximal amount of information needed would be delivered to health care providers.
Five exceptional early career scientists will receive new grants from the National Institute of Environmental Health Sciences (NIEHS), part of the National Institutes of Health. The awards, totaling $2.5 million, are part of the Outstanding New Environmental Scientist (ONES) program.
NIEHS created the ONES program to support researchers, in the formative stages of their careers, who conduct cutting-edge research to study how the environment influences human health. The highly competitive grant started in 2006 and has become a model for funding emerging scientists.
Americans spent $30.2 billion — $28.3 billion for adults and $1.9 billion for children — out-of-pocket on complementary health approaches, according to a nationwide survey. These approaches include a group of diverse medical and health care systems, practices, and products such as herbal supplements, meditation, chiropractic, and yoga. This amount represents 9.2 percent of all out-of-pocket spending by Americans on health care and 1.1 percent of total health care spending.
These findings come from an analysis by the National Center for Complementary and Integrative Health (NCCIH) and the Centers for Disease Control and Prevention, based on data from a special supplement — on use of complementary health approaches — to the 2012 National Health Interview Survey (NHIS). The NHIS is a large survey conducted annually by CDC’s National Center for Health Statistics. NCCIH is part of the National Institutes of Health.
Individual dental insurance provides you with the coverage you need to promote good dental health in which you can generally find customized options. That means you may have some work cut out for you as you shop our web site. For example, in California we offer over 65 dental plans to choose from which beats looking through that many places. Keep in mind individual plans is just a term used to distinguish itself from group plans which you generally get from your employer. Since obtaining an individual dental insurance plan is very affordable, many people choose to take responsibility for that coverage either as a stand-alone policy or as a supplement to their group dental coverage.
Dentists treating patients with chronic periodontitis, a severe form of gum disease that can lead to tooth loss, are advised to use scaling and root planing (SRP), deep cleaning of the teeth, as initial treatment, according to new guidelines from the American Dental Association (ADA). The guidelines, based on a systematic review and meta-analysis of treatment of periodontitis, were published in the July issue of the Journal of the American Dental Association (JADA).
Question: My son is one and I do not have dental insurance on him yet. I am planing on taking him to see the dentist in the next few weeks. I would like to know about how many times does a baby need to go to the dentist a year? I see the dentist once a year for my dental check up and cleaning. Would that be the same for my son?
Answer: Well it is advise that you should see your dentist at least twice a year. That would be the same for a child unless advise by the dentist to come in more or less then twice a year. I would advise buying a low cost dental insurance plan like an HMO to cover for the basic dental needs.
Question: My son is thirteen and I was told by his dentist that I should be looking into getting him braces. He has a big over bite that the dentist said I should have fixed. I do have dental insurance though my job but it really does not cover much for braces only $200.00 a year so that is not much at all. I am wanting a dental insurance plan that covers more for the cost of braces that I could buy just for my son. Is there anything like that I could get for him?
Answer: You may want to review our dental HMO insurance plans that have set cost for braces which you may want to review and see if that way is more affordable for you. Either that or review our dental discount plans that will save you 20 percent off the cost of any type of braces. This should work out to more then just $200.00 and both plan types have no waiting periods for braces.
Question: My 13 year old needs to have braces. I been told this by our family dentist. Right now I been paying cash for our family dental care needs since all we normally have going on is our twice a year check ups and cleaning’s. If I get dental insurance will it help to cover braces?
Answer: We do provide many plan options for orthodontic services. I would suggest reviewing either our HMO dental insurance plans and or our dental discount plan for saving on braces. We do have some PPO plans that provide limited benefits for orthodontic services but they would have a year waiting period before benefits would be effective for braces.
When buying a dental insurance plan, many insurance plans do provide some limited benefits/coverage for orthodontics services. However it is important to read the plans terms and conditions with regards to orthodontics coverages. Some may only cover orthodontics services for children under the age of 19 where as others have restrictive maximum limitations per year and life time pay out.
With the increasing cost of dental services, having dental insurance is key in keeping your dental care cost more affordable. Depending on the type of dental services you need or dental provider you may wish to go to can effect the type of dental insurance and or plan that will work the best for your needs. Each type of dental insurance and plans have their pro and cons therefore it is important to read though them carefully so that you chose not only the most affordable plan, but the plan that will best work for your dental care needs.
When teaching your children good dental habits you want to start sooner then latter. Despite great strides in decay prevention, one in four young children develops signs of tooth decay before they start school. Half of all children between the ages of 12 and 15 have cavities. Your child dental care should begin as soon as the first tooth appears, usually around six months. Teeth can be wiped with a clean, damp cloth or a very soft brush. At around the age of two, you can let your child/children try brushing their teeth themselves, although it is still important to supervise them..
If you are wanting to save money on your dental care needs, the first step in doing that is at home. Brushing and flossing every day can save a considerable amount of money. Taking good care of your teeth can prevent costly dental procedures. In addition an affordable dental insurance policy will give you peace of mind. If something happens and you need major dental work, you have an affordable plan to fit your needs.
Dental plans are discount dental plans and are not insurance policies. A typical dental plan will offer a discount for dental services. You pay a fee and get a card that entitles you to discounted services from the dentist that are providers of the plan. A discount covers part of the cost, for example, if your discount is 60% and the dental work you need costs $600.00, you would only pay $240.00.
Dental insurance HMO, PPO and Indemnity will very in how they work but they are filed insurance products. Depending on the plan type you choose you may have waiting periods, deductibles, maximum limitations or you may have to choose a provider with in the plan network. Please note our prior post about these types of plan and what they have to offer.
MedicareCard.com offers individual, couple and family dental insurance plans though several different companies and different plan types. We make finding an quality dental insurance plan that offers affordable coverage’s easier. To review our dental insurance and plan options just enter your zip code in the quote box provided.
One way to save off the cost of dental care treatment is by going to a dental school. A dental schools provides good dental treatment normally at a much lower cost, where students are trained under the supervision of a licensed professional. For a list of schools, check out the American Dental Association’s website.
Even though most people know that regular dental check ups are important part of our oral health care, roughly 50% of adults in the United States still do not see a dentist on a yearly basis. The main reasons for that is do to “dentist-phobia,” finances, or just plain neglect.
If you are part of the 50% that is prone to ditching the dentist, keep in mind that by having regular trips to the dentist your dentist can catch problems such as tooth decay, gum disease, trauma, or cancer at an early stage when they are treatable and treatments are more affordable.
1) You want to be wary if an investment advisor or promoter uses wording like “risk free,” “guaranteed earnings,” “quick profits,” “the investment is government approved.” Almost all are signs of fraud.
2) Watch out for investments that are billed as “limited-time offers” or are only available to a small number of people.
3) Make sure to get everything in writing and read all documents so you know what you are agreeing to.