Posts Tagged ‘MEDICARECARD REPLACEMENT’
Question: I am shopping out dental insurance for my daughter (who is 10 months) and I. My dentist takes the HMO California Dental Insurance plan 595 that I found on this website. Which is great since I think this plan overall is a good one. However my dentist dose not treat children under the age of five, and advise me to take my daughter to a Pediatric dentist. Will California dental cover for that because if not there is no point in buying this plan.
Answer: Yes you can pick your provider as your general dentist with in the plan and then get the referral for a Pediatric dentist with in the plan network for your daughter. Note however that Pediatric would be a specialist, and under the plan specialist coverage’s would be a 30% off the cost of specialist UCR charges.
What are the symptoms of poor dental health?
- Mouth and Jaw Pain.
- Bleeding and Sore Gums.
- Loose or Lost Teeth.
- Changes in Tooth Surfaces and Enamel.
- Bad Breath (Halitosis)
- Mouth Sores, Patches, or Lumps.
If you have some of these symptoms you should visit your dentist
Question: Can the gums grow back?
Reply: No, If say your gums are damaged by periodontitis, which is the most severe form of gum disease, it is not possible for receding gums to grow back. With that said though, you can receive treatments that can help to stop the problem from getting worse.
What to do if your child as a toothache. If your child has a toothache, you will want to first, rinse the irritated area with warm salt water and place a cold compress on the face if it is swollen. Give the child acetaminophen for any pain, rather than placing aspirin on the teeth or gums. Finally, see a dentist as soon as possible.
Dental and oral health is an essential part of your overall health and well-being. Poor oral hygiene can lead to dental cavities and gum disease, and has also been linked to heart disease, cancer, and diabetes. Maintaining healthy teeth and gums is a lifelong commitment.
Question: my son is only four month with no teeth yet. However I want to take him to a dentist I know but she only take PPO dental insurance plans. Should I get the PPO plan now or when he has teeth ?
Answer: Well that is up to you and what you feel will work best for you and your son. However you may want to take note that PPO dental insurance plans have will normally have waiting periods for both basic and major dental care services. Also many PPO plans will not let you buy the plan just for a minor child which means you would need to buy at least a couple plan with you and your son listed. As long as you read and understand the plan limitations, when you choose to buy it is up to you.
Vitamin C does not prevent colds and only slightly reduces their length and severity. A 2013 review of scientific literature found that taking vitamin C regularly did not reduce the likelihood of getting a cold but was linked to small improvements in cold symptoms. In studies in which people took vitamin C only after they got a cold, vitamin C did not improve their symptoms.
A note about safety: Vitamin C is generally considered safe; however, high doses can cause digestive disturbances such as diarrhea and nausea.
Question: Are baby teeth really that important to my child?
Answer: Your child primary teeth or what we call “baby,” teeth are important for many reasons. Not only do they help children speak clearly and chew naturally, they also aid in forming a path that permanent teeth can follow when they are ready to erupt. Therefore it is important to take proper care of baby teeth just like you would your adult teeth.
Question: Do I really need to have dental insurance for my two year old? I take good care of her teeth I do not see any reason for dental insurance.
Answer: I believe now in California you are required to have dental insurance on your children but not yourself. Yet putting that aside, In order to prevent dental problems, your child should see a pediatric dentist at least twice a year more if advise by your dentist. Having dental insurance is a good way to control your child dental care cost.
Zinc taken orally (by mouth) may help to treat colds, but it can cause side effects and interact with medicines. Zinc is available in two forms—oral zinc (e.g., lozenges, tablets, syrup) and intranasal zinc (e.g., swabs and gels). A 2015 analysis of clinical trials found that oral zinc helps to reduce the length of colds when taken within 24 hours after symptoms start. Intranasal zinc has been linked to a severe side effect (irreversible loss of the sense of smell) and should not be used.
A note about safety: Oral zinc can cause nausea and other gastrointestinal symptoms. Long-term use of zinc, especially in high doses, can cause problems such as copper deficiency. Zinc may interact with drugs, including antibiotics and penicillamine (a drug used to treat rheumatoid arthritis).
Vaccination is the best protection against getting the flu. Starting in 2010, the Federal Government’s Centers for Disease Control and Prevention has recommended annual flu vaccination for all people aged 6 months and older.
There is currently no strong scientific evidence that any natural product is useful against the flu.
Question: I have a two year old that will need to start going to the dentist for dental check ups. I do not get dental insurance though my job only medical. Can I get dental insurance just for my son as I do not really need it.
Answer: There are some dental insurance that will write a policy for a minor where as others do not it dose depend on the plan. I suggest looking into dental insurance for a couple (you and your son) because even you should see a dentist at least twice a year. If you have any questions about the available dental insurance plans we have to offer please call our member service line at 310-534-3444 as they be happy to go over the plans with you.
Pediatric dentists are the pediatricians of dentistry. A pediatric dentist has two to three years specialty training following dental school and limits his/her practice to treating children only. Pediatric dentists are primary and specialty oral care providers for infants and children through adolescence, including those with special health needs.
In a prior post we talked about how dental insurance benefits may not cover for specialist and the dental insurance plans that do will normally offer less coverage for specialist then they do for family/general dentist. It is especially important to keep in mind when you have children under that age of five. Since many of your family/general dentists will not provider services for children under the age of five. Pediatric dentist are specialist and therefore you will need to fully under stand your insurance plans terms and conditions for specialist services.
Over 90 percent of homes had three or more detectable allergens. Allergens are widespread, but highly variable in U.S. homes, according to the nation’s largest indoor allergen study to date. Researchers from the National Institutes of Health report that over 90 percent of homes had three or more detectable allergens, and 73 percent of homes had at least one allergen at elevated levels. The findings(link is external) were published November 30 in the Journal of Allergy and Clinical Immunology.
Question: I have dental insurance for my family though my job. I took my two year old to the dentist for basic check up and simple cleaning which was supposed to be free. Yet I got a bill for $ 125.36. I do not get why this is the case when preventive services are no charge and my two year old went to one of their pediatric dentist in their network.
Answer: I am unable to address your coverage’s you have under your group policy you have though work. Yet I can provide you with some possible causes.
1) You have a PPO and the plan pays 100% of preventive care up to UCR.. Therefore it is possible you went over the UCR and their for have UCR cost to cover.
2) You have a PPO dental insurance plan and you have a deductible you still have to meet prior to benefits kicking in.
3) Although this may not be the case, you have a PPO plan and you went over your yearly maximum limitation.
4) You have an HMO and the plan dose not cover for specialist (Pediatric dentist are specialist)
5) You have an HMO that offers benefits for plan specialist but at reduce coverages.
Course the only way you can know for sure is by calling your dental insurance member services line and finding out directly. I am sure they will be happy to explain to you your plan benefits and coverages. You may also want to pull the plan policy to go over your plans terms and conditions. It is important to know your plans exclusions and limitation so that you are not surprised by a unwanted bill.
Question: When should I take my child to the dentist for the first check-up?
Answer: The suggested advise is that your child should see a pediatric dentist when the first tooth appears, or no later than his/her first birthday.