Archive for the ‘Medicare Card’ Category

Experts at the National Institute on Aging, part of the National Institutes of Health, say knowing which health-related factors may increase risk could save a life. Those factors include:

* Age-related changes to the skin such as poor blood circulation and inefficient sweat glands

* Heart, lung, and kidney diseases, as well as any illness that causes general weakness or fever

* High blood pressure or other conditions that require changes in diet, such as salt-restricted diets

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After the needs assessment, IHSS will send you a letter called a Notice of Action that will let you know if you have been approved or denied services. If approved, you will be notified of the services and number of hours authorized for each service. If services are denied or you are not happy with the number of hours authorized, you have the right to appeal by requesting a State Hearing. The back of the Notice of Action has information about how to appeal.

Vaccines save thousands of lives in the United States every year, but many adults remain unvaccinated. Low rates of vaccine uptake lead to costs to individuals and society in terms of deaths and disabilities, which are avoidable, and they create economic losses from doctor visits, hospitalizations, and lost income. To identify the magnitude of this problem, we calculated the current economic burden that is attributable to vaccine-preventable diseases among US adults.

It’s estimated the total remaining economic burden at approximately $9 billion (plausibility range: $4.7–$15.2 billion) in a single year, 2015, from vaccine-preventable diseases related to ten vaccines recommended for adults ages nineteen and older. Unvaccinated individuals are responsible for almost 80 percent, or $7.1 billion, of the financial burden. These results not only indicate the potential economic benefit of increasing adult immunization uptake but also highlight the value of vaccines. Policies should focus on minimizing the negative externalities or spillover effects from the choice not to be vaccinated, while preserving patient autonomy.

100% Preventive Care Options

There are several features of indemnity dental insurance plans for individuals that make these plans different from many other types of dental coverage: Insurance providers will pay up to 100% of preventative dental care. Although they are becoming increasingly rare, indemnity dental insurance plans are also still available and provide the freedom to choose the dentist of your choice at a higher out-of-pocket expense. In indemnity dental insurance plans, the insured has to pay all the costs for services directly and then submit a claim for reimbursement once a deductible has been met.

Indemnity Dental Insurance – Traditional Fee-for-Service Plan

Indemnity dental insurance is another plan where the plan pays the dentist on a traditional fee-for-service basis. Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them. This indemnity dental insurance plan allows you to select any licensed dentist for service. An indemnity dental insurance plan is often called a traditional dental coverage plan or a fee for service plan. You will need to pay a deductible on your indemnity dental insurance.

Fever blisters are fluid-filled blisters that commonly occur on the lips. They also can occur on the gums and roof of the mouth, however that is rare. Fever blisters can usually be painful. Pain may also precede the appearance of the lesion by a few days. The blisters rupture within hours, then crust over. Fever blister last about seven to ten days.

Drug use can have a negative impact on dental health as well as overall health. Patterns of oral health pathology attributed to methamphetamine users, for example, include rampant tooth decay, accelerated tooth wear, unexplained advanced gum disease, missing multiple teeth, and overall detrimental dental effects that are rapid and severe. These patients also often seek cosmetic dental treatment, such as veneers and whitening, which give dentists another opportunity to discuss suspected substance misuse, provide referrals for treatment, and encourage cessation of drug misuse.

Scientists have demonstrated how an investigational drug works against a rare, fatal genetic disease, Niemann-Pick type C1 (NPC1). They found that a closely related compound will activate an enzyme, AMPK, triggering a cellular “recycling” system that helps reduce elevated cholesterol and other accumulated fats in the brains and livers of NPC1 patients, which are hallmarks associated with severe neurological problems. The research was led by scientists at the National Center for Advancing Translational Sciences (NCATS), part of the National Institutes of Health, and their colleagues.

The work could lead to a new generation of potential therapies for NPC1 and other similar disorders, as well as neurodegenerative diseases such as Parkinson’s and Alzheimer’s diseases. The scientists reported their findings online on July 17, 2017 in the journal Autophagy.

Anyone worried about chest pain should not wait to get urgent medical care. They should call for an ambulance straight away, especially if the pain is unexplained, sudden, or severe.

Heart attack pain is caused when one of the arteries supplying the heart becomes blocked. Angina is a similar chest pain caused when these arteries are narrowed by heart disease.

Heartburn is a burning pain often felt in the upper belly or lower chest. It is caused by stomach acid going back up the food pipe.

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Dental implants have become an important treatment for the replacement of teeth lost due to disease, injury or congenital tooth agenesis. Over the past 30 years, the incorporation of dental implants into everyday clinical dental practice has resulted in major improvements in oral health of patients through enhancements in function, esthetics and phonetics.  However it is important to note that many dental insurance plans do not provide benefits on implants. Providing benefits for bridges, partials, and dentures instead. If you want to have some saving off the cost of dental implants you may want to review the dental discount plan options that are available to you in your state. A dental discount plan offers up around 15 -20 percent off the cost of dental implants

It’s one of those parenting nightmares – you find your baby sitting on the floor with an open bottle of medicine. My story went something like that, but instead of medicine, my 1 year old got her hands on a bottle of cleaning solution for our CD’s. It has no child proof cap and she found it while rummaging through the stereo cabinet. Small children are curious little explorers and it’s amazing what they can get themselves into when you turn your back for a moment.

So there she was, sitting on the floor happily holding the open bottle. I didn’t see her drink any of it, but there wasn’t much liquid left in the bottle. I just didn’t know what to do, so I called the Poison Center.

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There has been a lot in the news in the last several months about food recalls and the resulting illnesses from eating those foods. By paying attention to the news or signing up for recall alerts, we can make sure we’re all aware of what products we should avoid. But food borne illnesses can also result from eating foods that haven’t necessarily been recalled. The FDA released a great video full of tips on how to prevent food borne illness during your trip to the grocery store.

Did you know that cans that are cracked, bulging or have dents in them could be a sign that food has been contaminated? I had no clue and I usually don’t pay that close attention to the can’s condition. I just usually grab one in the front and throw it in my shopping cart.

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Question: I have been without dental insurance for over two years now when I was no longer accepted on my parents plan. Now I am on my own trying to get dental insurance but the truth of the matter is I really do not understand how dental insurance works. What is better for me to get a dental HMO or a dental PPO.

Answer: Which is best depends on personal factors for you. Like do you want to stay with a current dentist? Is cost a factor ? Do you have current dental care needs you are trying to address? To determine which plan type would best work for you, you need to first determine what it is you want in a dental insurance plan. Review our dental insurance options we provide, if you have any questions about the plans then call our member service line at 310-534-3444 as we be happy to assist you.

Immunization, or vaccination, helps prevent dangerous and sometimes deadly diseases. To stay protected against serious illnesses like the flu, measles, and pneumonia, adults need to get their shots – just like kids do.

National Immunization Awareness Month is a great time to promote vaccines and remind family, friends, and coworkers to stay up to date on their shots.

Question: I am in need of a low cost dental insurance plan for my daughter. My daughter is six years old and is missing a tooth. The dentist told us that at this point it does not look like she will be getting an adult tooth either. I was informed that when she looses all her baby teeth she will need to get braces in. Right now I am paying for a space maintainer. But once her adult teeth come in she will need an implant. You can see were her dental cost are getting higher and higher. I really need help with the increasing cost I am going to have with my daughter dental health care.

Answer: You may want to get a second option about her not having an adult tooth to replace the baby tooth that may have came out too soon. Most dental insurance plans at this time do not offer benefits for dental implants. Though getting dental insurance for you and your daughter is a good idea. The sooner the better since dental plans like PPO or Indemnity dental insurance plans have waiting periods for basic and major dental services. If cost is an issue you may want to review any of our HMO insurance options. HMO insurance plans are the lower cost dental insurance option, however you will need to choose a dentist in their provider network. This may mean having to change current dentist if your current providers do not on any HMO plans. I suggest reviewing our dental insurance plan options just by entering in your zip code in the quote box provided. After reviewing any of our dental insurance plans, if you have any questions call our member service line at 310-534-3444 as they will be happy to assist you with the available plan options provided on our website.

Persons with Disabilities: The term “disability” refers to limited physical or cognitive capacity. It includes people with neurological and neuro-developmental conditions, such as disorders of the brain, spinal cord, peripheral nerve, and muscle (e.g., cerebral palsy, epilepsy/seizure disorders, stroke, intellectual disability/mental retardation); moderate to severe developmental delay; muscular dystrophy; and spinal cord injury. These chronic conditions interfere with functional capacity. “Disability” also includes people with other chronic health conditions that interfere with functional capacity.

Having a disability alone may not place someone at higher risk for complications from the H1N1 virus, but other factors may put a person with disabilities at higher risk.  You may be at risk if you are a:

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 Individual and Family Dental Services

Dental Insurance Plans and Programs Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care.  Dental insurance plans are also becoming increasingly unpopular with dental practices for a variety of reasons.  Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.

Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs.  With dental insurance plans for you and your family, we can help make it easier to keep your smile healthy.  Our individual dental insurance plans provide you with the coverage you need to promote good dental health.

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