Many people are starting to find the cost of dental care unfordable, therefore people that feel this way will tend to put off their dental care needs. Yet by deferring your dental care you run a greater risk of having to have larger more costly dental care services in the future. Dental insurance helps to reduce your dental care cost making dental care more affordable. Studies show that people with dental insurance are more likely to make and keep their twice a year check ups and maintain their preventive care. Good preventive dental care will also reduce your risk of having larger dental care needs.