Regardless of how good your dental insurance plan may be, it only really benefits you if you use it.  Do not wait to use your dental insurance until you have dental pain and or other issues. Most dental insurance plan provide free to low cost preventive dental care services. They do this in order to help prevent you from having larger dental care needs in the future.  Yet many people still but off their route office visit and check ups. This dose not only increase your risk of having to have larger dental care services in the future but do to delay dental care it can cost your more money in the long run.