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I do not have dental insurance and I live out here in OK. I need two dental crowns for my teeth. I was also told that I should have a small cavity filled before it becomes a bigger issue. I just do not have the money needed. My dentist quoted me 2875.00 for two crowns and fillings. Where can I go to get the dental work need for half that cost. Because that is about all the extra money I have right now to spend on my teeth care. Please advise or give suggestions.

Reply: You may want to review either any dental discount plan options or HMO insurance plan options that are available to you in your State. Both of this options are lower cost plans, but more importantly they do not have waiting periods for the dental care services you current need. Now whether or not they are half the cost that you are getting quoted for on not I can not say you would need to review each plan and see which you feel best fits your needs. But both plan types to help to reduce your dental care cost compared to not having anything.

Secretary of Health and Human Services Kathleen Sebelius and Assistant Attorney General Tony West today highlighted the Obama Administration’s work to fight Medicare Fraud and released new tips and information to help seniors and Medicare beneficiaries deter, detect and defend against Medical identity theft. Medical identity theft occurs when someone steals a patient’s personal information, such as his or her name and Medicare number, and uses the information to obtain medical care, to buy drugs or supplies, or to fraudulently bill Medicare using that patient’s stolen identity. The new tips and a printable brochure were produced by the HHS Office of the Inspector General (OIG) and are available now at www.StopMedicareFraud.gov and www.oig.hhs.gov/fraud/idtheft.

“When criminals steal from Medicare, they are stealing from all of us. That’s why fighting Medicare fraud is one of the Obama Administration’s top priorities,” said Secretary Sebelius. “Preventing medical identify theft is an important part of our work to stop Medicare fraud, and these tools will give seniors important information about how to deter, detect and defend against ID theft and fraud.”

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Many seniors do not receive recommended preventive and primary care, leading to less effective and more expensive treatments. For example, 20 percent of women aged 50 and over did not receive a mammogram in the past two years, and 38 percent of adults aged 50 and over have never had a colonoscopy or sigmoidoscopy. Seniors in Medicare must pay 20 percent of the cost of many preventive services on their own. For a colonoscopy that costs $700, this means that a senior must pay $140 — a price that can be prohibitively expensive. Under health insurance reform, a senior would not pay anything for a screening colonoscopy or other preventive services. Reform will eliminate any deductibles, copayments, or other cost-sharing for obtaining preventive services, making them affordable and accessible.

Where can I go to get dental implant work done at a low cost? I do not have dental insurance and a dental discount plan is not cutting it for me. I bought a discount plan thinking it may help and it not like I did not get any discount savings, it is just was not enough. With what the dentist told me I needed, even with the 20 percent discount they said they were giving me under my discount plan, I could still never afford to have the dental implants done. I am not putting the plan down it just does not work for me. Where can I go to either get free to low cost dental work done?

Reply: Finding an insurance plan that cover for dental implants may be very difficult since most dental insurance plans do not provide benefits on the cost of implants at this time. Receiving a 20% savings on the cost of dental implants under a discount plan is about average so I do not think you will find a higher percentage with any other discount plan at least for the dental implant services. I would suggest going to a dental school or clinic for lower cost dental care services they will normally base their cost to some degree on what you can afford to pay. Yet as far as dental implants I am not sure they provide implant services and if they do you want to make sure on cost as I can not see them providing it for free.

I do not have any major issues with my teeth. However, just to have a dental check up, X-rays and cleaning without insurance is costing me over $200.00 I am just looking for a cheap low cost dental insurance plan for an individual. Something that will pay for my office visit, X-rays and cleaning’s 100 percent. The rest I do not care about since I take really good care of my teeth. I really do not see me worrying about having to have any need for major dental work.

Reply: You have a few options, you may want to review an HMO dental insurance plan. Dental HMO plans are normally the lower cost dental insurance option ranging around $10.00 – $20.00 a month for and individual. Most dental HMO plans offer preventive care such as two cleaning a year, office visits and X-rays for free. With and HMO dental insurance plan you will need to choose a dentist within their network of providers. However, if you are wanting to keep your current dentist, there are lower cost PPO plans that only offer preventive services or preventive services and fillings coverages. However it is important to note buying this type of plan, it will not provide benefits beyond check ups, x-rays, cleaning’s and in some cases fillings. Therefore if you where to have larger dental care needs you will not have any coverage.

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Metabolic Network Finds Disease Links

By building an extensive computer network of molecular relationships, researchers have been able to uncover links to diseases they never before suspected. The genes that cause many diseases have been discovered. However, subtle shifts in the complex network of molecular interactions in the body can also cause disease. Some diseases, such as diabetes and obesity, or Gaucher disease and Parkinson’s disease, tend to affect people at the same time and are considered risk factors for each other, showing how extensive and interconnected this molecular network is.

That’s why researchers have broadened the way they look at disease over the past few years, moving beyond single genes to consider multiple genes or proteins at the same time.

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Research: Findings May Further Our Understanding of How Language Evolved

Your ability to make sense of Groucho’s words and Harpo’s pantomimes in an old Marx Brothers movie takes place in the same regions of your brain, says new research funded by the National Institute on Deafness and Other Communication Disorders (NIDCD), one of the National Institutes of Health.

In a study published in this week’s Early Edition of Proceedings of the National Academy of Sciences (PNAS), researchers have shown that the brain regions that have long been recognized as a center in which spoken or written words are decoded are also important in interpreting wordless gestures. The findings suggest that these brain regions may play a much broader role in the interpretation of symbols than researchers have thought and, for this reason, could be the evolutionary starting point from which language originated.

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Question: I am looking for dental insurance where I am not paying for my dental services in full to my dentist then having to wait to get my money back from the dental insurance company. Right now that is how my current dental insurance works. I am willing to drop that plan although it does pay out well so that I am not having to foot the complete bill just to get my dental services done. What type of plan will let me do that?

Answer: A dental HMO insurance plan is the type of plan, you may want to review if you want to get dental insurance were you are not filing dental claim, and where you pay the amount shown for dental services within the plan. Dental HMO are fee based plans, showing you your cost for all the different dental services covered under that plan. This type of plan lets you know what your cost for each service covered. You do not have to file claims because the dentist is charging you based on the fee schedule.

Often times people will say they are looking for “full coverage” dental insurance. However, full coverage can mean different things to different people. The fact is there is no such thing as “full coverage”. With dental insurance, what the goal should be is buying a plan that best fits your over all dental health care needs. The way you do that is by comparison shopping out multiple plans.

DentalBenefit.com helps you to do just that, by providing multiple plans types though multiple companies. Explore your dental insurance and plan options just by entering in your zip code in the quote box provided. If you should have any questions about any of our dental insurance plan options please call our member service line at 310-534-3444 M-F 8am-5pm as they be happy to help you

Low Health Literacy Linked to Cardiovascular Death Rate

Elderly people with low levels of health literacy have higher mortality rates—and, in particular, higher levels of cardiovascular deaths—according to a new study. Health literacy is the capacity to obtain, process and understand the basic health information needed to make appropriate decisions about your health. It’s been shown in previous studies to affect several health outcomes. For example, some studies report that people who have trouble reading and understanding basic health materials such as prescription bottles and doctors’ instructions have higher rates of hospitalization.

A team of researchers led by Dr. David W. Baker at Northwestern University set out to explore whether there is a relationship between health literacy and mortality. With support from NIH’s National Institute on Aging (NIA) and the Centers for Disease Control and Prevention, the researchers recruited in 4 cities among new enrollees in a Medicare managed care plan. The scientists interviewed 3,
344 people who were 65 and older for 1 hour in their homes between July 1 and December 31, 1997. The researchers assessed each participant’s ethnicity, education, annual income, body mass index, self-reported physical and mental health, and their health behaviors such as smoking, drinking and exercise. The scientists evaluated health literacy with an established test that included 2 reading passages and 4 items involving numbers. They then tracked the number and causes of deaths through 2003.

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Preeclampsia May Lead to Reduced Thyroid Function

Women who experience preeclampsia, a serious complication of pregnancy, may have an increased risk for reduced thyroid functioning later in life, according to a new report.

Preeclampsia is a life-threatening complication that affects 3-5% of pregnancies. It results in high blood pressure and protein in the urine. Though it begins with mild symptoms, it can progress to severe preeclampsia and eclampsia—dangerously high blood pressure and convulsions that can lead to disability or death.

The causes of preeclampsia aren’t known. In earlier work, a team led by Dr. Richard J. Levine of NIH’s Eunice Kennedy Shriver National Institute of Child Health and Human Development (NICHD) found that high levels of 2 molecules in the blood may cause symptoms of preeclampsia. One of those molecules, soluble fms-like tyrosine kinase 1 (sFlt-1), acts by blocking a protein called vascular endothelial growth factor (VEGF).

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Many health insurance plans offer though work dose not provide dental insurance benefits those that dose often reimburses too little to make dental care more affordable to it members. Therefore people still do not visit their dentist like they should do to low benefits. However there are many dental insurance and plan options still available to individuals, couples and families that can be bought directly. If you do not have dental insurance or feel like the plan you do have dose not offer you the benefits you may be looking for, then compare our plans today. Buy a dental insurance or plan that will better fit you and or your family dental care needs. By having a good dental insurance plan you are more likely to make and keep needed dental care appointments.

If you are shopping out your current dental insurance plan or looking to buy a new dental insurance plan you have come to the right website in order to explore all your dental insurance and plan options. Depending on the state you live in we have up to 45 different plans choices ranging from HMO’s Insurance to Dental Discount plans, and PPO’s to free choice of providers (Indemnity) insurance plans. These plans are offer though several different companies too, in order to provide you with more options so you can choose the best plan that fits your dental care needs.

Our website OnlineDentalInsurance.com provides you with free dental insurance and dental discount plan quotes so that you can compare dental plans and choose the one the best fits you or your family dental care needs. Having a broad range of the insurance and plan options will provide you with more choices and benefit options that will be able to fit your personal dental care needs. Just enter your zip code in the quote box provided so you can review the dental insurance and plan options that are available to you in your area. If you should have any questions about any of our dental plan options please call our member service line at 310-534-3444 M-F 8am-5pm Pacific time.

Mental Exercise May Aid Aging Minds

Brief sessions of mental exercise can have lasting benefits for older adults, even five years later. A recent study of healthy seniors found that up to 10 one-hour sessions of mental training can delay an age-related drop in thinking skills and possibly protect the ability to perform everyday tasks, such as shopping, driving, making meals and managing money. Picture of a grandfather assisting his son and grandson at the computer

A scientific team based at six sites across the country examined 2,802 adults, ages 65 and older. The participants were all living independently and had normal mental function when the study began. Called Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE), the study was funded by NIH’s National Institute on Aging and National Institute of Nursing Research.

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Disability Among Older Americans DeclinesPicture of an empty wheelchair

Chronic disability among older Americans has dropped dramatically during the past two decades, according to a new study. The study suggests that older Americans’ health and function continue to improve at this critical time in the aging of the population.

The eagerly anticipated update of the last assessment of data from the National Long-Term Care Surveys (NLTCS) in 2001 was published on November 28, 2006, in Proceedings of the National Academy of Sciences. Funded through a cooperative agreement between NIH’s National Institute on Aging (NIA) and Duke University, the NLTCS is a periodic survey of approximately 20,000 Medicare enrollees.

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Our website OnlineDentalInsurance.com it lets you compare multiple dental insurance plan from lower cost plans HMO insurance plans and dental discount plans. As well as Dental PPO’s and Free choice of providers plans called indemnity dental insurance plans. Not only do we provide different plan types depending on the state you are in but we provide our dental plan and insurance options though may different companies.  Letting you comparison shop several plans at once. to review the dental insurance and plan options that are available to you in your area just enter your zip code in the quote box provided.

 

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