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Part A (Hospital Insurance) Helps Pay For:

Care in hospitals as an inpatient, critical access hospitals (small facilities that give limited outpatient and inpatient services to people in rural areas), skilled nursing facilities (not custodial or long-term care), hospice care, and some home health care. Information about your coverage under Medicare Part A can be found in the Your Medicare Coverage database.

If you aren’t sure if you have Part A, look on your red, white, and blue Medicare card. If you have Part A, “HOSPITAL (PART A)” is printed on your card.

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Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years or older and a citizen or permanent resident of the United States. If you aren’t yet 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

Read the rest of this post » offers over forty different dental insurance and dental plans. One of our lower cost dental insurance options would be an HMO though California Dental. California Dental offers three plans tailored for individuals, Couples and Families. They range in cost from $7.95 – $16.95 to $18.95 – $39.95 a month, depending on the plan and whether it is for an individual, couple or family plan. Review all our dental insurance plan options just by entering your zip code in the quote box provided. If you have any questions please call our member service line at 310-534-3444.

You automatically qualify for Extra Help if you have Medicare and meet one of these conditions:

*   You have full Medicaid coverage.
*  You get help from your state Medicaid program paying your
*  Part B premiums (belong to a Medicare Savings Program).
*  You get Supplemental Security Income (SSI) benefits.
*  Medicare will mail you a purple letter to let you know you automatically qualify for Extra Help. You don’t need to apply for Extra Help if you get this letter.
*  Keep the letter for your records.
*  If you aren’t already in a plan, you must join a Medicare drug plan to get this Extra Help.
*  If you don’t join a drug plan, Medicare may enroll you in one.
*  If Medicare enrolls you in a plan, Medicare will send you a yellow or green letter letting you know when your coverage begins.

Different plans cover different drugs. Check to see if the plan you are enrolled in covers the drugs you use and if you can go to the pharmacies you want.   Compare with other plans in your area.  If you’re getting Extra Help, you can switch to another Medicare drug plan anytime. Your coverage will be effective the first day of the next month.  In most cases, you will pay only a small amount for each covered prescription.

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Studies suggest people that have dental insurance make and keep their needed dental appointment their by maintaining their preventive dental care and reducing their risks of having to need larger dental services in the future. However cost plays a factor in whether or not a person has dental insurance. Our website provides a broad range of dental insurance and dental discount plans. Therefore we are able to provide plans that are more affordable, helping you to keep your dental care cost low as well as insurance needs.


There is no charge for a Social Security number and card. If someone contacts you and wants to charge you for getting a number or card, or for any Social Security service, please remember that Social Security services are free. You can report anyone attempting to charge you by calling the Office of the Inspector General hotline at 1-800-269-0271.

Learn more about the plans has in California dental insurance plans. Explore dental insurance plans on our website in California and find the right dental insurance for you and or you and your family. Buying a dental insurance plan that fits your dental care needs the best, will not only save you money on your dental services but you will more likely make and keep your needed dental appointments.

Traditional Fee-for-Service Plan

Indemnity dental insurance is another plan where the plan pays the dentist on a traditional fee-for-service basis.  Indemnity dental insurance is an insurance package where the policyholder can choose his or her own dentist and the insurance provider will be the one to pay that designated dentist your fees or, usually, around half of them.  This indemnity dental insurance plan allows you to select any licensed dentist for service.  An indemnity dental insurance plan is often called a traditional dental coverage plan or a fee for service plan.  You will need to pay a deductible on your indemnity dental insurance.

Feature of an Indemnity Dental Insurance – 100% Preventive Care Options

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How do I make sure my records are accurate?

Each year your employer sends a copy of your W-2 (Wage and Tax Statement) to Social Security. They compare your name and Social Security number on the W-2 with the information in their files. They add the earnings shown on the W-2 to your Social Security record.

It is critical that your name and Social Security number on your Social Security card agree with your employer’s payroll records and W-2 so that they can credit your earnings to your record. It is up to you to make sure that both Social Security’s records and your employer’s records are correct. If your Social Security card is incorrect, contact any Social Security office to make changes. Check your W-2 form to make sure your employer’s record is correct and, if it is not, give your employer the accurate information.

Read the rest of this post »  offers free quotes and information on California dental insurance providers, allowing customers to compare plans side by side in order to pick the best plan for their dental care needs.  Taking the time to shop and compare plans, to read the plans terms and conditions is how you find the right plan for you and or your family needs.

Individual dental insurance is probably one of the most widely adopted private insurance plans.

Individual dental insurance provides you with the coverage you need to promote good dental health in which you can generally find customized options. That means you may have some work cut out for you as you shop our web site. For example, in California we offer over 65 dental plans to choose from which beats looking through that many places. Keep in mind individual plans is just a term used to distinguish itself from group plans which you generally get from your employer. Since obtaining an individual dental insurance plan is very affordable, many people choose to take responsibility for that coverage either as a stand-alone policy or as a supplement to their group dental coverage.

What if my name changed?

If you legally change your name because of marriage, divorce, court order or any other reason, you need to tell Social Security so that you can get a replacement card. If you are working, also tell your employer. If you do not tell them when your name changes, it may:
•Delay your tax refund; and
•Prevent your wages from being posted correctly to your Social Security record, which may lower the amount of your future Social Security benefits.

If you need to change your name on your Social Security card, you must show them a recently issued document as proof of your legal name change. Documents Social Security may accept to prove a legal name change include:

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Find affordable dental insurance in California. Compare dental plans from leading California dental insurance carriers and apply for dental coverage online. Our website provides over forty different dental insurance and plans and your review. We offer HMO, PPO and Indemnity dental insurance plans in addition to a few dental discount plans so you can compare and choose a plan that best fits your dental care needs.

 Individual and Family Dental Services

Dental Insurance Plans and Programs Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care.  Dental insurance plans are also becoming increasingly unpopular with dental practices for a variety of reasons.  Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.

Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs.  With dental insurance plans for you and your family, we can help make it easier to keep your smile healthy.  Our individual dental insurance plans provide you with the coverage you need to promote good dental health.

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“Zero Suicide” is a commitment, a goal, and a campaign led by the National Action Alliance for Suicide Prevention  and its partners – including NIMH. Recently, NIMH funded three new grants that support the Zero Suicide  commitment to preventing suicide attempts and deaths among individuals receiving treatment within health care systems.

The Zero Suicide campaign seeks to improve health care systems’ ability to identify who is at risk, and to identify and implement effective treatments for at-risk individuals. The campaign is also targeting ways to improve health care systems through provider training and systemic changes.

An individualized program of follow-up treatment with electroconvulsive therapy (ECT) combined with an antidepressant was effective in preventing relapse in patients 60 years and older who had had a successful initial course of treatment for severe depression. These findings add to evidence of the effectiveness and safety of ECT for depression treatment in this age group, and show, moreover, how ECT can be beneficial as a follow-up treatment to sustain recovery

Former NIMH Deputy Director and Scientific Director, Dr. Richard Nakamura, recently revealed how his family successfully coped with discrimination compounded by bipolar disorder during trying times for Japanese Americans. In a video interview marking National Minority Mental Health Awareness Month, the current director of NIH’s Center for Scientific Review  stressed the critical roles of mutual support and treatment.

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