Do not leave your kids (or pets) in the car while you run an errand. It only takes a few minutes for the car to heat up and turn deadly.
The largest genomic dragnet of any psychiatric disorder to date has unmasked 108 chromosomal sites harboring inherited variations in the genetic code linked to schizophrenia, 83 of which had not been previously reported. By contrast, the “skyline” of such suspect variants associated with the disorder contained only 5 significant peaks in 2011. By combining data from all available schizophrenia genetic samples, researchers supported by the National Institutes of Health powered the search for clues to the molecular basis of the disorder to a new level.
10) Eating out: If you eat out often try cutting back one time a month each month. If it costs you $25 to eat out, but only $5 to eat in, then the $20 you save each month allows you to save $240.00 a year.
9) If enjoy going to your favorite coffee shop daily try cutting back to once or twice a week or instead of buying the more expensive coffee drinks change to the house coffee. The $2.00 to $3.00 a day you could save by buying a house coffee rather than a cappuccino or latte would allow you, over the course of a year, to completely fund a $500 emergency fund.
8) Keep your goal with reach: One thing too many people do is set their goals to high at the on start. Aim for short-term savings goals, such as setting aside $20 a week or month or 2 – 3 percent of your monthly income. You want to save money without feeling like it is a hardship for you to achieve. Then when you feel like you can start saving more a month do so. People save more successfully when they keep the short-term goal in sight.
7) Taking care of your oral health: It really does pays to practice preventative dental care, since a good cleaning routine helps prevent fillings, root canals, and dental crowns, which cab become very expensive and no fun.
Another way in which to keep your dental care cost lost is by having a low cost dental insurance plan. You may want to compare dental insurance plans at InsuranceCompany.com and decide which one is right for you and your family.
6) Be prudent when using debit and credit cards. To avoid interest charges, try to limit credit card purchases to amount you can pay off in full at the end of the month. If you use a debit card, do not rely on an overdraft feature to spend money you know you do not have. With either approach, you will have more money available for emergency savings.
5) Know where your money is going: How many times have you though at the end of the month where has all your money gone? In order to save money you need to know where your money is going, there fore at least once a month, use credit card, checking, and other records to review what you have purchased. Then, ask yourself if it makes sense to reallocate some of this spending to an emergency savings account.
4) Avoid Impulse Shopping: Though many of us will buy a few impulsive items while shopping you never want to purchase expensive items on impulse. Think over each expensive purchase for at least 24 hours. Acting on this principle will mean you have far fewer regrets about impulse purchases, and far more money for emergency savings.
3) Automate Your Savings: One of the best ways to save money is by setting up an automatic account. Once you have an automate savings account set up, then you are saving money without having to think about it.
Here are two ways to automate your savings.
1. Every pay period, ask your employer to deduct $100 from your paycheck and transfer it to a savings account. Ask your HR representative for more details and to set this up.
2. Ask your bank or credit union to transfer $100 from your checking account to a savings account every month. Talk to your local bank or credit union to set this up.
Try and save $100 a month, you can do this by either earning $100 more a month or by cutting back in order to find that $100 to save. It can also help to pay yourself first and save the $100 at the beginning of the month instead of waiting to see if you have money left over to save at the end of the month.
1) Save your money in an account that you can access easily in case of an emergency. That means you should probably not keep this savings in a U.S. Savings Bond or in mutual funds. Choose a traditional savings account or a short-term certificate-of-deposit (CD), currently the most attractive accounts. (Early withdrawal penalties on a CD rarely lower the yield below that of a savings account.) Consider opening a new account or sub-account for your saving so you are not tempted to spend it. Most importantly, do not keep savings in a checking account, which pays no or low interest and is too easy to access.
Stomach cancers fall into four distinct molecular subtypes researchers with The Cancer Genome Atlas (TCGA) Network have found. In the study, published online July 23, 2014, in Nature, the scientists report that this discovery could change how researchers think about developing treatments for stomach cancer, also called gastric cancers or gastric adenocarcinomas.
Study shows power of combining big data analysis with cutting-edge genomic techniques. Using data from over 18,000 patients, scientists have identified more than two dozen genetic risk factors involved in Parkinson’s disease, including six that had not been previously reported. The study, published in Nature Genetics, was partially funded by the National Institutes of Health (NIH) and led by scientists working in NIH laboratories.
Many people are not aware of the connection between UV radiation and eye damage. With increased levels of UV radiation reaching the Earth’s surface, largely due to stratospheric ozone layer depletion, it is important to take the necessary precautions to protect your eyes.
For the safety and security of the traveling public, TSA, the Federal Aviation Administration (FAA) and/or airlines have prohibited certain items from being brought onto airplanes in carry-on and/or checked bags. To help you plan ahead and avoid the potential of additional screening, be sure to check out the prohibited items list below and pack accordingly.
The recommended immunization schedules list the age or age range when each vaccine or series of shots is recommended. If your preteen or teen (age 7 through 18 years old) has missed any shots, consult the catch-up scheduler AND check with the doctor about getting back on track.