Question: my son is only four month with no teeth yet. However I want to take him to a dentist I know but she only take PPO dental insurance plans. Should I get the PPO plan now or when he has teeth ?

Answer: Well that is up to you and what you feel will work best for you and your son. However you may want to take note that PPO dental insurance plans have will normally have waiting periods for both basic and major dental care services. Also many PPO plans will not let you buy the plan just for a minor child which means you would need to buy at least a couple plan with you and your son listed. As long as you read and understand the plan limitations, when you choose to buy it is up to you.