Dental Insurance Plans – The Basics of Understanding Dental Insurance

Similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans.  Dental insurance is intended to help offset the costs associated with dental care.

Dental Insurance Plan Choices – Indemnity Plan

An indemnity dental insurance plan allows you to select your own dentist.  Dental insurance plans differ in the level of reimbursement offered for certain procedures and in annual dental spending caps.  Dental insurance plans play a big role in helping people cope with dental health care without the exceedingly high costs.  Dental health is extremely important for individuals and families and it’s financially helpful to have some form of dental coverage to minimize the costs of dental care.

It is our pledge to provide individuals and families with the easiest way to compare and purchase affordable, quality family and individual dental insurance and discount protection.  In fact, we offer you a guarantee that the individual or group dental insurance plan you purchase today will satisfy your dental needs.  We continue to grow and expand the offerings as the nation’s leading Internet source of quality individual and family dental insurance and discount protection.  Discount dental plans are dental insurance alternatives that offer attractive dental care savings.

Do Dental Insurance Plans Require You to Wait

Many dental insurance plans require you to wait for your treatments to have certain procedures such as root canals and braces completed.  Discount dental plans are dental insurance alternatives that offer attractive dental care savings.  With the extremely high cost associated with most dental procedures outside of normal cleanings and x-rays, you may also find it beneficial to purchase additional dental insurance to supplement the coverage you already have.

Although they are becoming increasingly rare, indemnity dental insurance plans are also still available and provide the freedom to choose the dentist of your choice at a higher out-of-pocket expense.  Most individual dental insurance plans tend to emphasize preventive dental care, because it lowers costs in the long-run caused by poor dental hygiene and lack of regular check-ups and cleanings.

Our dental web site is very clear if you are selecting a dental insurance plan or a dental discount plan.  We understand that there are many dental plan web sites popping-up all over the internet, claiming to offer “dental insurance” when in fact they do not and are not licensed to offer a dental insurance plan.  Our entire staff is licensed to offer, sell and service dental insurance.  With our dental insurance plans for you and your family, we can help make it easier to keep your smile healthy.