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How often do you receive offers in the mail for a credit card or insurance that you’ve been pre-approved for? If you just end up throwing the envelopes into the trash unopened, you might be interested in learning you can opt out of receiving mail like this. You have two opt-out options: A five-year opt-out period or permanent opt-out.  If you aren’t currently in the market for a new credit card or insurance policy, but know you might be in the future, the five-year opt-out period would probably work for you. If you don’t want to see offers like this in your mailbox at all, you could consider the permanent option. To opt out you can call 1-888-5-OPTOUT or visit optoutprescreen.com. The phone number and website are operated by the major credit reporting companies and will stop all pre-approval solicitations based on lists organizations receive from the credit reporting companies. Opting out will not prevent you from receiving solicitations from local merchants, membership organizations and and other groups that don’t get their mailing lists from the major credit reporting companies. Have you ever opted out of pre-approval offers or do you like getting the offers in the mail so you can learn about what options you have?

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