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Medicare is a health insurance program for:

  • people age 65 or older,
  • people under age 65 with certain disabilities, and
  • people of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a kidney transplant).

Medicare has:

Part A Hospital Insurance – Most people don’t pay a premium for Part A because they or a spouse already paid for it through their payroll taxes while working. Medicare Part A (Hospital Insurance) helps cover inpatient care in hospitals, including critical access hospitals, and skilled nursing facilities (not custodial or long-term care). It also helps cover hospice care and some home health care. Beneficiaries must meet certain conditions to get these benefits.

Part B Medical Insurance
– Most people pay a monthly premium for Part B. Medicare Part B (Medical Insurance) helps cover doctors’ services and outpatient care. It also covers some other medical services that Part A doesn’t cover, such as some of the services of physical and occupational therapists, and some home health care. Part B helps pay for these covered services and supplies when they are medically necessary.

Prescription Drug Coverage – Most people will pay a monthly premium for this coverage. Starting January 1, 2006, new Medicare prescription drug coverage will be available to everyone with Medicare. Everyone with Medicare can get this coverage that may help lower prescription drug costs and help protect against higher costs in the future. Medicare Prescription Drug Coverage is insurance. Private companies provide the coverage. Beneficiaries choose the drug plan and pay a monthly premium. Like other insurance, if a beneficiary decides not to enroll in a drug plan when they are first eligible, they may pay a penalty if they choose to join later.

One Response to “Medicare is a health insurance program – Is this True?”

  • Medicare says:

    Improving Health Outcomes in Low Socioeconomic Status Communities – Join Us in Promoting Health!

    By Janet Porter, MPH, Program Director, Break Free Alliance

    How do we reduce health care costs and improve the productivity of a nation? These answers can be found at the Promising Practices Conference being hosted by the Health Education Council’s Break Free Alliance.

    The conference will convene more than 500 health equity leaders, public health advocates, experts in healthy eating and active living, tobacco control experts and representatives from organizations serving low socioeconomic status (SES) populations. Building on the successes of three previous national conferences, Break Free Alliance is honored to host Promising Practices to Promote Tobacco-Free Active Living and Healthy Eating in Low Socioeconomic Status Communities.

    This biennial conference is the only practice-based conference dedicated to addressing tobacco-related and obesity-related health disparities and chronic disease in low SES populations. The conference will be held April 28-29, 2014 in Washington, D.C. and will take place in the Hyatt Regency Crystal City at Reagan National Airport….

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