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Archive for the ‘Medicare Card Replacement’ Category

Secretary of Health and Human Services Kathleen Sebelius and Assistant Attorney General Tony West today highlighted the Obama Administration’s work to fight Medicare Fraud and released new tips and information to help seniors and Medicare beneficiaries deter, detect and defend against Medical identity theft. Medical identity theft occurs when someone steals a patient’s personal information, such as his or her name and Medicare number, and uses the information to obtain medical care, to buy drugs or supplies, or to fraudulently bill Medicare using that patient’s stolen identity. The new tips and a printable brochure were produced by the HHS Office of the Inspector General (OIG) and are available now at www.StopMedicareFraud.gov and www.oig.hhs.gov/fraud/idtheft.

“When criminals steal from Medicare, they are stealing from all of us. That’s why fighting Medicare fraud is one of the Obama Administration’s top priorities,” said Secretary Sebelius. “Preventing medical identify theft is an important part of our work to stop Medicare fraud, and these tools will give seniors important information about how to deter, detect and defend against ID theft and fraud.”

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I do not have any major issues with my teeth. However, just to have a dental check up, X-rays and cleaning without insurance is costing me over $200.00 I am just looking for a cheap low cost dental insurance plan for an individual. Something that will pay for my office visit, X-rays and cleaning’s 100 percent. The rest I do not care about since I take really good care of my teeth. I really do not see me worrying about having to have any need for major dental work.

Reply: You have a few options, you may want to review an HMO dental insurance plan. Dental HMO plans are normally the lower cost dental insurance option ranging around $10.00 – $20.00 a month for and individual. Most dental HMO plans offer preventive care such as two cleaning a year, office visits and X-rays for free. With and HMO dental insurance plan you will need to choose a dentist within their network of providers. However, if you are wanting to keep your current dentist, there are lower cost PPO plans that only offer preventive services or preventive services and fillings coverages. However it is important to note buying this type of plan, it will not provide benefits beyond check ups, x-rays, cleaning’s and in some cases fillings. Therefore if you where to have larger dental care needs you will not have any coverage.

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Metabolic Network Finds Disease Links

By building an extensive computer network of molecular relationships, researchers have been able to uncover links to diseases they never before suspected. The genes that cause many diseases have been discovered. However, subtle shifts in the complex network of molecular interactions in the body can also cause disease. Some diseases, such as diabetes and obesity, or Gaucher disease and Parkinson’s disease, tend to affect people at the same time and are considered risk factors for each other, showing how extensive and interconnected this molecular network is.

That’s why researchers have broadened the way they look at disease over the past few years, moving beyond single genes to consider multiple genes or proteins at the same time.

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Research: Findings May Further Our Understanding of How Language Evolved

Your ability to make sense of Groucho’s words and Harpo’s pantomimes in an old Marx Brothers movie takes place in the same regions of your brain, says new research funded by the National Institute on Deafness and Other Communication Disorders (NIDCD), one of the National Institutes of Health.

In a study published in this week’s Early Edition of Proceedings of the National Academy of Sciences (PNAS), researchers have shown that the brain regions that have long been recognized as a center in which spoken or written words are decoded are also important in interpreting wordless gestures. The findings suggest that these brain regions may play a much broader role in the interpretation of symbols than researchers have thought and, for this reason, could be the evolutionary starting point from which language originated.

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Often times people will say they are looking for “full coverage” dental insurance. However, full coverage can mean different things to different people. The fact is there is no such thing as “full coverage”. With dental insurance, what the goal should be is buying a plan that best fits your over all dental health care needs. The way you do that is by comparison shopping out multiple plans.

DentalBenefit.com helps you to do just that, by providing multiple plans types though multiple companies. Explore your dental insurance and plan options just by entering in your zip code in the quote box provided. If you should have any questions about any of our dental insurance plan options please call our member service line at 310-534-3444 M-F 8am-5pm as they be happy to help you

Mental Exercise May Aid Aging Minds

Brief sessions of mental exercise can have lasting benefits for older adults, even five years later. A recent study of healthy seniors found that up to 10 one-hour sessions of mental training can delay an age-related drop in thinking skills and possibly protect the ability to perform everyday tasks, such as shopping, driving, making meals and managing money. Picture of a grandfather assisting his son and grandson at the computer

A scientific team based at six sites across the country examined 2,802 adults, ages 65 and older. The participants were all living independently and had normal mental function when the study began. Called Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE), the study was funded by NIH’s National Institute on Aging and National Institute of Nursing Research.

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Disability Among Older Americans DeclinesPicture of an empty wheelchair

Chronic disability among older Americans has dropped dramatically during the past two decades, according to a new study. The study suggests that older Americans’ health and function continue to improve at this critical time in the aging of the population.

The eagerly anticipated update of the last assessment of data from the National Long-Term Care Surveys (NLTCS) in 2001 was published on November 28, 2006, in Proceedings of the National Academy of Sciences. Funded through a cooperative agreement between NIH’s National Institute on Aging (NIA) and Duke University, the NLTCS is a periodic survey of approximately 20,000 Medicare enrollees.

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Supplemental Dental Insurance

Supplemental dental insurance is an individual or family insurance policy purchased to cover a portion of the dental costs generally up and above or beyond the primary dental plan. Supplemental dental insurance will normally not cover the entire dental care procedure. But instead is synchronized or works hand-in-hand with your basic dental policy.

If you have a primary dental insurance plan that you purchased or your employer provided, the supplemental dental policy typically covers the remaining dental bill.

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Medicare Appeals and Grievances Your Medicare Appeal Rights:

You have the right to appeal any decision about your Medicare services. This is true whether you are in Original Medicare, a Medicare managed care plan, or a Medicare prescription drug plan. If Medicare does not pay for an item or service you have been given, or if you are not given an item or service you think you should get, you can appeal.

Appeal Rights Under Original Medicare:

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People age 50 and over are at higher risk for serious complications from flu. You should get your flu shot as soon as they become available.  Signs of the flu include fever, sore throat, body aches, runny nose and coughling.

How often is it covered?  Once a year in the fall or winter

For whom?  All people with Medicare Part B

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Here is some helpful information we found on how to get a replacement Medicare  card…
What is a Medicare Card?

•The Medicare card looks like the red, white and blue card shown here.
•Your Medicare card is your proof that you have Medicare health insurance.
•You can use the departments application only to request a Medicare card. If you need a Medicaid card, please  contact your state
Medicaid office.

What You Should Know

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Medicare is a Health Insurance Program for:

•People age 65 or older.
•People under age 65 with certain disabilities.
•People of all ages with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant).

Medicare has Two Parts:

•Part A (Hospital Insurance)Most people don’t have to pay for Part A.
•Part B (Medical Insurance)Most people pay monthly for Part B.

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Part A (Hospital Insurance) Helps Pay For:

Care in hospitals as an inpatient, critical access hospitals (small facilities that give limited outpatient and inpatient services to people in rural areas), skilled nursing facilities (not custodial or long-term care), hospice care, and some home health care. Information about your coverage under Medicare Part A can be found in the Your Medicare Coverage database.

If you aren’t sure if you have Part A, look on your red, white, and blue Medicare card. If you have Part A, “HOSPITAL (PART A)” is printed on your card.

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Generally, you are eligible for Medicare if you or your spouse worked for at least 10 years in Medicare-covered employment and you are 65 years or older and a citizen or permanent resident of the United States. If you aren’t yet 65, you might also qualify for coverage if you have a disability or with End-Stage Renal disease (permanent kidney failure requiring dialysis or transplant).

Here are some simple guidelines. You can get Part A at age 65 without having to pay premiums if:

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You automatically qualify for Extra Help if you have Medicare and meet one of these conditions:

*   You have full Medicaid coverage.
*  You get help from your state Medicaid program paying your
*  Part B premiums (belong to a Medicare Savings Program).
*  You get Supplemental Security Income (SSI) benefits.
*  Medicare will mail you a purple letter to let you know you automatically qualify for Extra Help. You don’t need to apply for Extra Help if you get this letter.
*  Keep the letter for your records.
*  If you aren’t already in a plan, you must join a Medicare drug plan to get this Extra Help.
*  If you don’t join a drug plan, Medicare may enroll you in one.
*  If Medicare enrolls you in a plan, Medicare will send you a yellow or green letter letting you know when your coverage begins.

Different plans cover different drugs. Check to see if the plan you are enrolled in covers the drugs you use and if you can go to the pharmacies you want.   Compare with other plans in your area.  If you’re getting Extra Help, you can switch to another Medicare drug plan anytime. Your coverage will be effective the first day of the next month.  In most cases, you will pay only a small amount for each covered prescription.

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There is no charge for a Social Security number and card. If someone contacts you and wants to charge you for getting a number or card, or for any Social Security service, please remember that Social Security services are free. You can report anyone attempting to charge you by calling the Office of the Inspector General hotline at 1-800-269-0271.

How do I make sure my records are accurate?

Each year your employer sends a copy of your W-2 (Wage and Tax Statement) to Social Security. They compare your name and Social Security number on the W-2 with the information in their files. They add the earnings shown on the W-2 to your Social Security record.

It is critical that your name and Social Security number on your Social Security card agree with your employer’s payroll records and W-2 so that they can credit your earnings to your record. It is up to you to make sure that both Social Security’s records and your employer’s records are correct. If your Social Security card is incorrect, contact any Social Security office to make changes. Check your W-2 form to make sure your employer’s record is correct and, if it is not, give your employer the accurate information.

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