|
The following is a listing of the
Medicare premium, deductible, and coinsurance rates that will be in
effect in 2009:
Medicare Premiums for 2009:
Part A: (Hospital Insurance)
Premium
-
Most people do not pay a monthly
Part A premium because they or a spouse has 40 or more quarters of
Medicare-covered employment.
-
The Part A premium is $244.00 per
month for people having 30-39 quarters of Medicare-covered
employment.
-
The Part A premium is $443.00 per
month for people who are not otherwise eligible for premium-free
hospital insurance and have less than 30 quarters of
Medicare-covered employment.
Part B: (Medical Insurance)
Premium
$96.40 per month*
Medicare Deductible and
Coinsurance Amounts for 2009:
Part A: (pays for
inpatient hospital, skilled nursing facility, and some home health
care) For each benefit period Medicare pays all covered costs except
the Medicare Part A deductible (2009 = $1,068) during the first 60
days and coinsurance amounts for hospital stays that last beyond 60
days and no more than 150 days.
For each benefit period you
pay:
-
A total of $1,068 for a hospital
stay of 1-60 days.
-
$267 per day for days 61-90 of a
hospital stay.
-
$534 per day for days 91-150 of a
hospital stay (Lifetime Reserve Days).
-
All costs for each day beyond 150
days
Skilled Nursing Facility
Coinsurance
Part B: (covers
Medicare eligible physician services, outpatient hospital services,
certain home health services, durable medical equipment)
|